$70.42
+0.06 (+0.09%)
Last updated: Jul 15, 2026 04:30
Fundamentals Overview
Zions Bancorporation, National Association is near the high of its 52-week range with attractive valuation, trading relatively flat today.
Valuation attractive
Intrinsic value (DCF)
+14.5% upside vs price
Profitability
Risk (Beta)
0.79 — lower vol
Earnings & growth
BullzEye Analysis
Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +14.5% upside vs price · Analyst grade: A- · 3M vs Financial Services sector: +5.7%
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: A-. Recent institutional grades: mixed. Current institutional positions: Buy: 1, Equal Weight: 2, Hold: 6, In Line: 5, Neutral: 8, Outperform: 2, Overweight: 3, Sector Perform: 2, Underweight: 1.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $80.66; current price is $70.42. That’s a +14.5% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 10.76 |
| DCF value (model) | $80.66 (14.5% upside) |
| PEG (TTM) | 0.54 |
| P/B (TTM) | 1.42 |
| P/S (TTM) | 2.1 |
| P/FCF (TTM) | 8.87 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.28 |
| Quick Ratio (TTM) | 0.28 |
| Cash Ratio (TTM) | 0.03 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 19.52% |
| Gross margin (TTM) | 68.87% |
| Operating margin (TTM) | 24.96% |
| Debt to equity (TTM) | N/A |
Latest News
News loads when you open this tab.
Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for ZION.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Truist Securities | maintain | Hold | Hold | 2026-07-10 |
| Wells Fargo | maintain | Equal Weight | Equal Weight | 2026-07-06 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-07-06 |
| JP Morgan | maintain | Neutral | Neutral | 2026-07-01 |
| Morgan Stanley | maintain | Overweight | Overweight | 2026-06-29 |
| Baird | downgrade | Outperform | Neutral | 2026-06-23 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-29 |
| Barclays | maintain | Underweight | Underweight | 2026-04-22 |
| Citigroup | maintain | Neutral | Neutral | 2026-04-22 |
| DA Davidson | maintain | Buy | Buy | 2026-04-22 |
| JP Morgan | maintain | Neutral | Neutral | 2026-04-21 |
| TD Cowen | maintain | Hold | Hold | 2026-04-21 |
| Baird | maintain | Outperform | Outperform | 2026-04-21 |
| Truist Securities | maintain | Hold | Hold | 2026-04-21 |
| RBC Capital | maintain | Sector Perform | Sector Perform | 2026-04-21 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-06 |
| Piper Sandler | maintain | Neutral | Neutral | 2026-04-02 |
| JP Morgan | maintain | Neutral | Neutral | 2026-04-01 |
| Morgan Stanley | maintain | Overweight | Overweight | 2026-03-31 |
| Baird | upgrade | Neutral | Outperform | 2026-03-09 |
| Morgan Stanley | upgrade | Equal Weight | Overweight | 2026-03-02 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-02-05 |
| Citigroup | maintain | Neutral | Neutral | 2026-01-23 |
| Truist Securities | maintain | Hold | Hold | 2026-01-22 |
| TD Cowen | maintain | Hold | Hold | 2026-01-21 |
| Stephens & Co. | maintain | Equal Weight | Equal Weight | 2026-01-21 |
| RBC Capital | maintain | Sector Perform | Sector Perform | 2026-01-21 |
| Piper Sandler | maintain | Neutral | Neutral | 2026-01-21 |
| TD Cowen | maintain | Hold | Hold | 2026-01-07 |
| Evercore ISI Group | downgrade | Outperform | In Line | 2026-01-06 |