$146.06
+0.55 (+0.38%)
Last updated: Apr 16, 2026 00:40
Fundamentals Overview
Wintrust Financial Corporation is in the middle of its 52-week range with attractive valuation, trading relatively flat today.
Valuation attractive
Intrinsic value (DCF)
+109.7% upside vs price
Profitability
Risk (Beta)
0.86 — in line vol
Earnings & growth
BullzEye Analysis
Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +109.7% upside vs price · Analyst grade: A · 3M vs Financial Services sector: +7.3%
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: A. Current institutional positions: Buy: 15, Market Perform: 1, Outperform: 2, Overweight: 10, Strong Buy: 2.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $306.25; current price is $146.06. That’s a +109.7% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 11.99 |
| DCF value (model) | $306.25 (109.7% upside) |
| PEG (TTM) | 0.65 |
| P/B (TTM) | 1.35 |
| P/S (TTM) | 2.32 |
| P/FCF (TTM) | 10.98 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.14 |
| Quick Ratio (TTM) | 0.14 |
| Cash Ratio (TTM) | 0.01 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 19.48% |
| Gross margin (TTM) | 62.19% |
| Operating margin (TTM) | 26.44% |
| Debt to equity (TTM) | N/A |
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for WTFC.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Truist Securities | maintain | Buy | Buy | 2026-03-23 |
| Truist Securities | maintain | Buy | Buy | 2026-01-26 |
| Citigroup | maintain | Buy | Buy | 2026-01-23 |
| Barclays | maintain | Overweight | Overweight | 2026-01-22 |
| Stephens & Co. | maintain | Overweight | Overweight | 2026-01-22 |
| RBC Capital | maintain | Outperform | Outperform | 2026-01-22 |
| TD Cowen | maintain | Buy | Buy | 2026-01-22 |
| Piper Sandler | maintain | Overweight | Overweight | 2026-01-22 |
| DA Davidson | maintain | Buy | Buy | 2026-01-22 |
| TD Cowen | maintain | Buy | Buy | 2026-01-07 |
| Citigroup | maintain | Buy | Buy | 2025-12-30 |
| Barclays | maintain | Overweight | Overweight | 2025-12-19 |
| Truist Securities | maintain | Buy | Buy | 2025-10-23 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-10-22 |
| DA Davidson | maintain | Buy | Buy | 2025-10-22 |
| Jefferies | maintain | Buy | Buy | 2025-10-21 |
| Jefferies | maintain | Buy | Buy | 2025-09-03 |
| Truist Securities | maintain | Buy | Buy | 2025-07-24 |
| Raymond James | maintain | Strong Buy | Strong Buy | 2025-07-23 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2025-07-23 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-07-23 |
| DA Davidson | maintain | Buy | Buy | 2025-07-23 |
| RBC Capital | maintain | Outperform | Outperform | 2025-07-23 |
| Barclays | maintain | Overweight | Overweight | 2025-07-08 |
| Raymond James | maintain | Strong Buy | Strong Buy | 2025-07-08 |
| Truist Securities | maintain | Buy | Buy | 2025-04-25 |
| Barclays | maintain | Overweight | Overweight | 2025-04-23 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-04-23 |
| DA Davidson | maintain | Buy | Buy | 2025-04-23 |
| Stephens & Co. | maintain | Overweight | Overweight | 2025-04-23 |