V - Visa Inc. | BullzEye View

$358.56 6.58 (-1.80%) Last updated: Jul 19, 2026 18:38

52-Week Range

$358.56

$293.89 $358.56 $365.14

Fundamentals Overview

Visa Inc. is near the high of its 52-week range with premium valuation, trading relatively flat today.

Valuation premium

P/E 31.2 PEG 2.64 P/B 19.24 P/S 15.97

Intrinsic value (DCF)

-37.3% downside vs price

Profitability

Net margin 51.7%

Risk (Beta)

0.75 — lower vol

Earnings & growth

EPS $11.50 Rev +3% Profit +2.9% vs prior qtr

BullzEye Analysis

Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Hold — 58% confidence Risk: Lower Volatility — Beta 0.75. Diversify and only invest what you can afford to lose.

Supporting (Buy):

Analyst grade: B+ · Sentiment improving (4 upgrades) · 3M vs S&P 500: +7.3% · 3M vs Financial Services sector: +5.7%

Pressures (Sell):

DCF 37.3% downside vs price

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$687.30B

P/E (TTM)

31.17

EPS (TTM)

$11.50

Dividend Yield

0.73%

52-Week Range

$293.89 - $365.14

Volume vs Avg

N/A

Beta

0.75

About

Visa Inc. functions globally as a leading technology company dedicated to payments. Its primary role is to enable the secure and efficient digital transfer of funds among a wide array of participants, including individual consumers, retail businesses, banking institutions, corporations, strategic partners, and governmental bodies. At the heart of its operations is VisaNet, a highly sophisticated transaction processing network that handles the critical functions of authorizing, clearing, and sett...

Sector: Financial Services

Headquarters: US

Employees: 34,100

IPO Date: Mar 2008

Website: www.visa.com

Beta: 0.75 (Less volatile than market)

Ratings & Grades at a Glance

Overall rating: B+. Recent institutional grades: majority upgrades. Current institutional positions: Buy: 11, Hold: 1, In Line: 2, Outperform: 11, Overweight: 5.

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $224.98; current price is $358.56. That’s a -37.3% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	31.17
DCF value (model)	$224.98 (-37.3% vs price)
PEG (TTM)	2.64
P/B (TTM)	19.24
P/S (TTM)	15.97
P/FCF (TTM)	32.44
Liquidity & enterprise
Current Ratio (TTM)	1.09
Quick Ratio (TTM)	1.09
Cash Ratio (TTM)	0.43
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	51.68%
Gross margin (TTM)	81.29%
Operating margin (TTM)	61.12%
Debt to equity (TTM)	N/A

Latest News

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Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for V.

Analyst Sentiment at a Glance

B+ Sentiment Improving

Buy 11Hold 1In Line 2Outperform 11Overweight 5

4 upgrades, 0 downgrades

Price Target Consensus

Current $358.56

Median $394.00

Consensus $395.85

Low consensus $350.00

High consensus $450.00

Stock Grades (Institutions)

Institution	Action	Previous Grade	New Grade	Date
BMO Capital	maintain	Outperform	Outperform	2026-07-15
Baird	maintain	Outperform	Outperform	2026-07-07
Piper Sandler	maintain	Overweight	Overweight	2026-06-30
Truist Securities	maintain	Buy	Buy	2026-05-12
Macquarie	maintain	Outperform	Outperform	2026-04-30
UBS	maintain	Buy	Buy	2026-04-29
Cantor Fitzgerald	maintain	Overweight	Overweight	2026-04-29
Oppenheimer	maintain	Outperform	Outperform	2026-04-29
Evercore ISI Group	maintain	In Line	In Line	2026-04-29
Truist Securities	maintain	Buy	Buy	2026-04-24
BMO Capital	maintain	Outperform	Outperform	2026-04-22
Citigroup	maintain	Buy	Buy	2026-04-14
Evercore ISI Group	maintain	In Line	In Line	2026-04-01
UBS	maintain	Buy	Buy	2026-03-31
Freedom Broker	upgrade	Hold	Buy	2026-02-17
Freedom Capital Markets	upgrade	Hold	Buy	2026-02-17
Macquarie	maintain	Outperform	Outperform	2026-01-30
Cantor Fitzgerald	maintain	Overweight	Overweight	2026-01-30
Morgan Stanley	maintain	Overweight	Overweight	2026-01-30
RBC Capital	maintain	Outperform	Outperform	2026-01-30
Freedom Broker	maintain	Hold	Hold	2025-12-23
B of A Securities	upgrade	Neutral	Buy	2025-12-11
HSBC	upgrade	Hold	Buy	2025-12-08
UBS	maintain	Buy	Buy	2025-10-29
Raymond James	maintain	Outperform	Outperform	2025-10-29
Macquarie	maintain	Outperform	Outperform	2025-10-29
Baird	maintain	Outperform	Outperform	2025-10-06
Truist Securities	maintain	Buy	Buy	2025-08-04
Macquarie	maintain	Outperform	Outperform	2025-07-31
Barclays	maintain	Overweight	Overweight	2025-07-31