USB - U.S. Bancorp | BullzEye View

USB

$64.29 +0.10 (+0.16%)

After Hours: $64.29 +0.00 (+0.00%)

Last updated: Aug 11, 2026 20:34

52-Week Range

$64.29

$44.86 $64.29 $65.02

Fundamentals Overview

U.S. Bancorp is near the high of its 52-week range with attractive valuation, trading relatively flat today.

Valuation attractive

P/E 12.2 PEG 0.66 P/B 1.48 P/S 2.29

Intrinsic value (DCF)

+15.8% upside vs price

Profitability

Net margin 18.7%

Risk (Beta)

0.98 — in line vol

Earnings & growth

EPS $5.26 Rev +0.8% Profit +11.9% vs prior qtr

BullzEye Analysis

Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Buy — 74% confidence Risk: Moderate Volatility — Beta 0.98. Diversify and only invest what you can afford to lose.

Supporting (Buy):

DCF +15.8% upside vs price · Analyst grade: B+ · Sentiment improving (3 upgrades) · 3M vs S&P 500: +11.3%

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$100.15B

P/E (TTM)

12.23

EPS (TTM)

$5.26

Dividend Yield

3.24%

52-Week Range

$44.86 - $65.02

Volume vs Avg

N/A

Beta

0.98

About

U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Serv...

Sector: Financial Services

Headquarters: US

Employees: 70,000

IPO Date: May 1973

Website: www.usbank.com

Beta: 0.98 (Less volatile than market)

Ratings & Grades at a Glance

Overall rating: B+. Recent institutional grades: majority upgrades. Current institutional positions: Buy: 6, Equal Weight: 2, In Line: 3, Market Perform: 1, Neutral: 4, Outperform: 7, Overweight: 4, Underweight: 3.

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $74.47; current price is $64.29. That’s a +15.8% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	12.23
DCF value (model)	$74.47 (15.8% upside)
PEG (TTM)	0.66
P/B (TTM)	1.48
P/S (TTM)	2.29
P/FCF (TTM)	8.09
Liquidity & enterprise
Current Ratio (TTM)	1.78
Quick Ratio (TTM)	1.78
Cash Ratio (TTM)	1.78
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	18.69%
Gross margin (TTM)	63.78%
Operating margin (TTM)	23.95%
Debt to equity (TTM)	N/A

Latest News

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Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for USB.

Analyst Sentiment at a Glance

B+ Sentiment Improving

Buy 6Equal Weight 2In Line 3Market Perform 1Neutral 4Outperform 7Overweight 4Underweight 3

3 upgrades, 0 downgrades

Price Target Consensus

Current $64.29

Median $68.00

Consensus $69.33

Low consensus $61.00

High consensus $75.00

Stock Grades (Institutions)

Institution	Action	Previous Grade	New Grade	Date
JP Morgan	maintain	Neutral	Neutral	2026-07-29
JP Morgan	upgrade	Underweight	Neutral	2026-07-20
Evercore ISI Group	upgrade	In Line	Outperform	2026-07-20
Baird	maintain	Neutral	Neutral	2026-07-17
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2026-07-17
DA Davidson	maintain	Buy	Buy	2026-07-17
RBC Capital	maintain	Outperform	Outperform	2026-07-17
Truist Securities	maintain	Buy	Buy	2026-07-17
Wells Fargo	maintain	Overweight	Overweight	2026-07-17
Oppenheimer	maintain	Outperform	Outperform	2026-07-17
Barclays	maintain	Overweight	Overweight	2026-07-17
Stephens & Co.	maintain	Equal Weight	Equal Weight	2026-07-17
UBS	maintain	Neutral	Neutral	2026-07-07
Wells Fargo	maintain	Overweight	Overweight	2026-07-06
JP Morgan	maintain	Underweight	Underweight	2026-07-06
Evercore ISI Group	maintain	In Line	In Line	2026-07-06
Jefferies	upgrade	Hold	Buy	2026-07-06
Oppenheimer	maintain	Outperform	Outperform	2026-06-30
Morgan Stanley	maintain	Equal Weight	Equal Weight	2026-06-29
Truist Securities	maintain	Buy	Buy	2026-06-26
JP Morgan	maintain	Underweight	Underweight	2026-04-30
Evercore ISI Group	maintain	In Line	In Line	2026-04-29
Oppenheimer	maintain	Outperform	Outperform	2026-04-29
Truist Securities	maintain	Buy	Buy	2026-04-17
RBC Capital	maintain	Outperform	Outperform	2026-04-17
Barclays	maintain	Overweight	Overweight	2026-04-17
DA Davidson	maintain	Buy	Buy	2026-04-17
Oppenheimer	maintain	Outperform	Outperform	2026-04-17
JP Morgan	maintain	Underweight	Underweight	2026-04-07
Evercore ISI Group	maintain	In Line	In Line	2026-04-06