$62.14
0.20 (-0.32%)
Last updated: Jul 15, 2026 04:23
Fundamentals Overview
U.S. Bancorp is near the high of its 52-week range with attractive valuation, trading relatively flat today.
Valuation attractive
Intrinsic value (DCF)
+19.4% upside vs price
Profitability
Risk (Beta)
0.98 — in line vol
Earnings & growth
BullzEye Analysis
Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +19.4% upside vs price · Analyst grade: A- · Sentiment improving (2 upgrades)
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: A-. Recent institutional grades: majority upgrades. Current institutional positions: Buy: 8, Equal Weight: 2, Hold: 1, In Line: 4, Neutral: 1, Outperform: 8, Overweight: 2, Underweight: 4.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $74.18; current price is $62.14. That’s a +19.4% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 12.37 |
| DCF value (model) | $74.18 (19.4% upside) |
| PEG (TTM) | 0.74 |
| P/B (TTM) | 1.47 |
| P/S (TTM) | 2.23 |
| P/FCF (TTM) | 10.09 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.4 |
| Quick Ratio (TTM) | 0.4 |
| Cash Ratio (TTM) | 0.09 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 18.02% |
| Gross margin (TTM) | 62.81% |
| Operating margin (TTM) | 23.18% |
| Debt to equity (TTM) | N/A |
Latest News
News loads when you open this tab.
Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for USB.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| UBS | maintain | Neutral | Neutral | 2026-07-07 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-07-06 |
| Jefferies | upgrade | Hold | Buy | 2026-07-06 |
| JP Morgan | maintain | Underweight | Underweight | 2026-07-06 |
| Wells Fargo | maintain | Overweight | Overweight | 2026-07-06 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-06-30 |
| Morgan Stanley | maintain | Equal Weight | Equal Weight | 2026-06-29 |
| Truist Securities | maintain | Buy | Buy | 2026-06-26 |
| JP Morgan | maintain | Underweight | Underweight | 2026-04-30 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-04-29 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-29 |
| Truist Securities | maintain | Buy | Buy | 2026-04-17 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-04-17 |
| Barclays | maintain | Overweight | Overweight | 2026-04-17 |
| DA Davidson | maintain | Buy | Buy | 2026-04-17 |
| RBC Capital | maintain | Outperform | Outperform | 2026-04-17 |
| JP Morgan | maintain | Underweight | Underweight | 2026-04-07 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-06 |
| Morgan Stanley | maintain | Equal Weight | Equal Weight | 2026-03-31 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-03-27 |
| RBC Capital | maintain | Outperform | Outperform | 2026-03-26 |
| Truist Securities | upgrade | Hold | Buy | 2026-02-26 |
| JP Morgan | maintain | Underweight | Underweight | 2026-02-09 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-02-05 |
| Argus Research | maintain | Buy | Buy | 2026-01-22 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-01-21 |
| TD Cowen | maintain | Buy | Buy | 2026-01-21 |
| RBC Capital | maintain | Outperform | Outperform | 2026-01-21 |
| DA Davidson | maintain | Buy | Buy | 2026-01-21 |
| Truist Securities | maintain | Hold | Hold | 2026-01-21 |