$54.85
+0.40 (+0.73%)
Last updated: May 31, 2026 01:56
Fundamentals Overview
U.S. Bancorp is in the middle of its 52-week range with attractive valuation, trading relatively flat today.
Valuation attractive
Intrinsic value (DCF)
+32.4% upside vs price
Profitability
Risk (Beta)
1.02 — in line vol
Earnings & growth
BullzEye Analysis
Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +32.4% upside vs price · Analyst grade: A-
Pressures (Sell):
3M vs S&P 500: -11.3%
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: A-. Recent institutional grades: mixed. Current institutional positions: Buy: 7, Equal Weight: 1, Hold: 2, In Line: 3, Market Perform: 2, Outperform: 9, Overweight: 2, Peer Perform: 1, Underweight: 3.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $72.60; current price is $54.85. That’s a +32.4% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 10.92 |
| DCF value (model) | $72.60 (32.4% upside) |
| PEG (TTM) | 0.65 |
| P/B (TTM) | 1.3 |
| P/S (TTM) | 1.96 |
| P/FCF (TTM) | 8.87 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.4 |
| Quick Ratio (TTM) | 0.4 |
| Cash Ratio (TTM) | 0.09 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 18.02% |
| Gross margin (TTM) | 62.81% |
| Operating margin (TTM) | 23.18% |
| Debt to equity (TTM) | N/A |
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for USB.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| JP Morgan | maintain | Underweight | Underweight | 2026-04-30 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-04-29 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-29 |
| RBC Capital | maintain | Outperform | Outperform | 2026-04-17 |
| Barclays | maintain | Overweight | Overweight | 2026-04-17 |
| DA Davidson | maintain | Buy | Buy | 2026-04-17 |
| Truist Securities | maintain | Buy | Buy | 2026-04-17 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-04-17 |
| JP Morgan | maintain | Underweight | Underweight | 2026-04-07 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-06 |
| Morgan Stanley | maintain | Equal Weight | Equal Weight | 2026-03-31 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-03-27 |
| RBC Capital | maintain | Outperform | Outperform | 2026-03-26 |
| Truist Securities | upgrade | Hold | Buy | 2026-02-26 |
| JP Morgan | maintain | Underweight | Underweight | 2026-02-09 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-02-05 |
| Argus Research | maintain | Buy | Buy | 2026-01-22 |
| TD Cowen | maintain | Buy | Buy | 2026-01-21 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2026-01-21 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-01-21 |
| Truist Securities | maintain | Hold | Hold | 2026-01-21 |
| DA Davidson | maintain | Buy | Buy | 2026-01-21 |
| RBC Capital | maintain | Outperform | Outperform | 2026-01-21 |
| Wolfe Research | downgrade | Outperform | Peer Perform | 2026-01-07 |
| TD Cowen | maintain | Buy | Buy | 2026-01-07 |
| Barclays | maintain | Overweight | Overweight | 2026-01-05 |
| Truist Securities | maintain | Hold | Hold | 2025-12-18 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2025-12-17 |
| RBC Capital | maintain | Outperform | Outperform | 2025-12-12 |
| Oppenheimer | maintain | Outperform | Outperform | 2025-11-19 |