$48.21
+0.41 (+0.86%)
Last updated: May 31, 2026 03:48
Fundamentals Overview
Truist Financial Corporation is in the middle of its 52-week range with attractive valuation, trading relatively flat today.
Valuation attractive
Intrinsic value (DCF)
+395.1% upside vs price
Profitability
Risk (Beta)
0.91 — in line vol
Earnings & growth
BullzEye Analysis
Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +395.1% upside vs price · Analyst grade: B+
Pressures (Sell):
3M vs S&P 500: -13.8%
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: B+. Recent institutional grades: mixed. Current institutional positions: Buy: 4, Equal Weight: 5, In Line: 1, Market Perform: 2, Neutral: 6, Outperform: 8, Overweight: 3, Underweight: 1.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $238.70; current price is $48.21. That’s a +395.1% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 11.05 |
| DCF value (model) | $238.70 (395.1% upside) |
| PEG (TTM) | 0.84 |
| P/B (TTM) | 0.94 |
| P/S (TTM) | 1.97 |
| P/FCF (TTM) | 10.59 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.16 |
| Quick Ratio (TTM) | 0.16 |
| Cash Ratio (TTM) | 0.16 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 18.14% |
| Gross margin (TTM) | 62.92% |
| Operating margin (TTM) | 21.35% |
| Debt to equity (TTM) | N/A |
Latest News
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for TFC.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Baird | downgrade | Outperform | Neutral | 2026-05-01 |
| Evercore ISI Group | maintain | Outperform | Outperform | 2026-04-23 |
| RBC Capital | maintain | Outperform | Outperform | 2026-04-20 |
| Morgan Stanley | maintain | Overweight | Overweight | 2026-04-20 |
| JP Morgan | maintain | Neutral | Neutral | 2026-04-07 |
| Morgan Stanley | maintain | Overweight | Overweight | 2026-03-31 |
| Baird | upgrade | Neutral | Outperform | 2026-03-09 |
| Morgan Stanley | upgrade | Equal Weight | Overweight | 2026-02-17 |
| JP Morgan | maintain | Neutral | Neutral | 2026-02-09 |
| Evercore ISI Group | maintain | Outperform | Outperform | 2026-02-05 |
| Argus Research | maintain | Buy | Buy | 2026-01-23 |
| TD Cowen | maintain | Buy | Buy | 2026-01-22 |
| Piper Sandler | maintain | Neutral | Neutral | 2026-01-22 |
| Raymond James | maintain | Outperform | Outperform | 2026-01-07 |
| TD Cowen | maintain | Buy | Buy | 2026-01-07 |
| JP Morgan | maintain | Neutral | Neutral | 2026-01-06 |
| Evercore ISI Group | upgrade | In Line | Outperform | 2026-01-06 |
| Barclays | downgrade | Equal Weight | Underweight | 2026-01-05 |
| Citigroup | maintain | Buy | Buy | 2025-12-31 |
| Morgan Stanley | maintain | Equal Weight | Equal Weight | 2025-12-17 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2025-12-17 |
| RBC Capital | maintain | Outperform | Outperform | 2025-12-12 |
| Baird | downgrade | Outperform | Neutral | 2025-12-11 |
| Morgan Stanley | maintain | Equal Weight | Equal Weight | 2025-10-20 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2025-10-20 |
| Evercore ISI Group | maintain | In Line | In Line | 2025-09-30 |
| Morgan Stanley | maintain | Equal Weight | Equal Weight | 2025-09-29 |
| Wells Fargo | downgrade | Overweight | Equal Weight | 2025-08-21 |
| Morgan Stanley | maintain | Equal Weight | Equal Weight | 2025-07-21 |
| Raymond James | upgrade | Market Perform | Outperform | 2025-07-08 |