TFC - Truist Financial Corporation

TFC

$49.59 +0.06 (+0.12%)

After Hours: $49.59 +0.00 (+0.00%)

Last updated: Apr 15, 2026 22:57

52-Week Range

$49.59

$35.00 $49.59 $56.20

Fundamentals Overview

Truist Financial Corporation is in the middle of its 52-week range with moderate valuation, trading relatively flat today.

Valuation moderate

P/E 12 PEG 1.18 P/B 0.96 P/S 2.04

Intrinsic value (DCF)

+385.2% upside vs price

Profitability

Net margin 17.4%

Risk (Beta)

0.87 — in line vol

Earnings & growth

EPS $4.13 Rev -2.3% Profit -6.7% vs prior qtr

BullzEye Analysis

Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Buy — 69% confidence Risk: Moderate Volatility — Beta 0.87. Diversify and only invest what you can afford to lose.

Supporting (Buy):

DCF +385.2% upside vs price · Analyst grade: B+ · Sentiment improving (5 upgrades)

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$61.95B

P/E (TTM)

12.01

EPS (TTM)

$4.13

Dividend Yield

4.19%

52-Week Range

$35.00 - $56.20

Volume vs Avg

N/A

Beta

0.87

About

Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides fund...

Sector: Financial Services

Headquarters: US

Employees: 37,529

IPO Date: Mar 1980

Website: www.truist.com

Beta: 0.87 (Less volatile than market)

Ratings & Grades at a Glance

Overall rating: B+. Recent institutional grades: majority upgrades. Current institutional positions: Buy: 5, Equal Weight: 6, In Line: 1, Market Perform: 2, Neutral: 6, Outperform: 6, Overweight: 3, Underweight: 1.

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $240.63; current price is $49.59. That’s a +385.2% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	12.01
DCF value (model)	$240.63 (385.2% upside)
PEG (TTM)	1.18
P/B (TTM)	0.96
P/S (TTM)	2.04
P/FCF (TTM)	10.79
Liquidity & enterprise
Current Ratio (TTM)	0.87
Quick Ratio (TTM)	0.87
Cash Ratio (TTM)	0.08
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	17.44%
Gross margin (TTM)	62.21%
Operating margin (TTM)	20.86%
Debt to equity (TTM)	N/A

Latest News

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Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for TFC.

Analyst Sentiment at a Glance

B+ Sentiment Improving

Buy 5Equal Weight 6In Line 1Market Perform 2Neutral 6Outperform 6Overweight 3Underweight 1

5 upgrades, 3 downgrades

Price Target Consensus

Current $49.59

Median $57.00

Consensus $58.50

Low consensus $53.00

High consensus $69.00

Stock Grades (Institutions)

Institution	Action	Previous Grade	New Grade	Date
JP Morgan	maintain	Neutral	Neutral	2026-04-07
Morgan Stanley	maintain	Overweight	Overweight	2026-03-31
Baird	upgrade	Neutral	Outperform	2026-03-09
Morgan Stanley	upgrade	Equal Weight	Overweight	2026-02-17
JP Morgan	maintain	Neutral	Neutral	2026-02-09
Evercore ISI Group	maintain	Outperform	Outperform	2026-02-05
Argus Research	maintain	Buy	Buy	2026-01-23
TD Cowen	maintain	Buy	Buy	2026-01-22
Piper Sandler	maintain	Neutral	Neutral	2026-01-22
Raymond James	maintain	Outperform	Outperform	2026-01-07
TD Cowen	maintain	Buy	Buy	2026-01-07
JP Morgan	maintain	Neutral	Neutral	2026-01-06
Evercore ISI Group	upgrade	In Line	Outperform	2026-01-06
Barclays	downgrade	Equal Weight	Underweight	2026-01-05
Citigroup	maintain	Buy	Buy	2025-12-31
Morgan Stanley	maintain	Equal Weight	Equal Weight	2025-12-17
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2025-12-17
Baird	downgrade	Outperform	Neutral	2025-12-11
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2025-10-20
Morgan Stanley	maintain	Equal Weight	Equal Weight	2025-10-20
Evercore ISI Group	maintain	In Line	In Line	2025-09-30
Morgan Stanley	maintain	Equal Weight	Equal Weight	2025-09-29
Wells Fargo	downgrade	Overweight	Equal Weight	2025-08-21
Morgan Stanley	maintain	Equal Weight	Equal Weight	2025-07-21
Raymond James	upgrade	Market Perform	Outperform	2025-07-08
Citigroup	upgrade	Neutral	Buy	2025-06-26
Piper Sandler	maintain	Neutral	Neutral	2025-04-21
Stephens & Co.	maintain	Overweight	Overweight	2025-04-21
Barclays	maintain	Equal Weight	Equal Weight	2025-04-21
Keefe, Bruyette & Woods	maintain	Outperform	Outperform	2025-04-21