$101.98
+0.11 (+0.11%)
Last updated: Jul 15, 2026 04:33
Fundamentals Overview
Texas Capital Bancshares, Inc. is near the high of its 52-week range with attractive valuation, trading relatively flat today.
Valuation attractive
Intrinsic value (DCF)
+0.2% upside vs price
Profitability
Risk (Beta)
0.67 — lower vol
Earnings & growth
BullzEye Analysis
Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
Analyst grade: A- · Sentiment improving (1 upgrade)
Pressures (Sell):
3M vs S&P 500: -9.9% · 3M vs Financial Services sector: -9%
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: A-. Recent institutional grades: majority upgrades. Current institutional positions: Hold: 1, Neutral: 8, Outperform: 4, Overweight: 2, Sector Perform: 2, Sell: 3, Underweight: 10.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $102.18; current price is $101.98. That’s a +0.2% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 12.98 |
| DCF value (model) | $102.18 (0.2% upside) |
| PEG (TTM) | 0.05 |
| P/B (TTM) | 1.27 |
| P/S (TTM) | 2.21 |
| P/FCF (TTM) | 5.04 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.1 |
| Quick Ratio (TTM) | 0.1 |
| Cash Ratio (TTM) | 0.1 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 17.71% |
| Gross margin (TTM) | 62.33% |
| Operating margin (TTM) | 23.7% |
| Debt to equity (TTM) | N/A |
Latest News
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for TCBI.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| JP Morgan | maintain | Underweight | Underweight | 2026-07-01 |
| Citigroup | upgrade | Sell | Neutral | 2026-06-30 |
| Citigroup | maintain | Sell | Sell | 2026-04-28 |
| RBC Capital | maintain | Sector Perform | Sector Perform | 2026-04-24 |
| Piper Sandler | maintain | Neutral | Neutral | 2026-04-24 |
| JP Morgan | maintain | Underweight | Underweight | 2026-04-01 |
| TD Cowen | maintain | Hold | Hold | 2026-01-26 |
| Citigroup | maintain | Sell | Sell | 2026-01-26 |
| DA Davidson | maintain | Neutral | Neutral | 2026-01-23 |
| Stephens & Co. | maintain | Overweight | Overweight | 2026-01-23 |
| RBC Capital | maintain | Sector Perform | Sector Perform | 2026-01-23 |
| Piper Sandler | maintain | Neutral | Neutral | 2026-01-23 |
| Barclays | maintain | Underweight | Underweight | 2026-01-23 |
| Raymond James | maintain | Outperform | Outperform | 2026-01-07 |
| JP Morgan | maintain | Underweight | Underweight | 2025-12-16 |
| DA Davidson | maintain | Neutral | Neutral | 2025-11-20 |
| Barclays | maintain | Underweight | Underweight | 2025-11-11 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2025-10-27 |
| Piper Sandler | maintain | Neutral | Neutral | 2025-10-23 |
| JP Morgan | maintain | Underweight | Underweight | 2025-10-23 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2025-07-21 |
| Citigroup | maintain | Sell | Sell | 2025-07-18 |
| Barclays | maintain | Underweight | Underweight | 2025-07-18 |
| Barclays | maintain | Underweight | Underweight | 2025-07-08 |
| JP Morgan | maintain | Underweight | Underweight | 2025-07-01 |
| Stephens & Co. | maintain | Overweight | Overweight | 2025-04-21 |
| DA Davidson | maintain | Neutral | Neutral | 2025-04-21 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2025-04-21 |
| Piper Sandler | maintain | Neutral | Neutral | 2025-04-21 |
| JP Morgan | maintain | Underweight | Underweight | 2025-04-21 |