SYF - SYNCHRONY FINANCIAL

SYF

$73.28 0.34 (-0.47%) Last updated: Oct 13, 2026 18:04

52-Week Range

$73.28

$63.08 $73.28 $88.77

Fundamentals Overview

SYNCHRONY FINANCIAL is in the middle of its 52-week range with moderate valuation, trading relatively flat today.

Valuation moderate

P/E 6.7 PEG 1.03 P/B 1.51 P/S 0.73

Profitability

ROE 20.94% Net margin 14.1%

Risk (Beta)

1.43 — higher vol

BullzEye Analysis

Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Hold — 50% confidence Risk: High Volatility — Beta 1.43. Consider smaller position size due to higher beta.

Supporting (Buy):

P/E 6.7 (value) · P/S 0.73 (value)

Pressures (Sell):

Volume below average · Beta 1.43 (elevated)

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$23.95B

P/E (TTM)

6.73

EPS (TTM)

N/A

Dividend Yield

3.35%

52-Week Range

$63.08 - $88.77

Volume vs Avg

0.36x

36% of avg (Low)

Beta

1.43

About

Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promo...

Sector: Financial

Headquarters: US

Website: www.synchrony.com

Beta: 1.43 (More volatile than market)

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

Metric	Value
Valuation
P/E (TTM)	6.73
PEG (TTM)	1.03
P/B (TTM)	1.51
P/S (TTM)	0.73
Profitability
ROE (TTM)	20.94%
ROA (TTM)	2.93%
Revenue growth (YoY)	N/A
Net margin (TTM)	14.06%
Operating margin (TTM)	18.39%
Debt to equity (TTM)	0.97

Latest News

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Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for SYF.

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Stock Grades (Institutions)

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