Fundamentals Overview
Synovus Financial Corp. is in the middle of its 52-week range with attractive valuation, trending downward today.
Valuation attractive
Intrinsic value (DCF)
+4.7% upside vs price
Profitability
Risk (Beta)
1.22 — higher vol
Earnings & growth
BullzEye Analysis
Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Pressures (Sell):
Sentiment weakening (4 downgrades)
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Recent institutional grades: majority downgrades. Current institutional positions: Buy: 6, Equal Weight: 6, Market Perform: 2, Neutral: 2, Outperform: 4, Overweight: 10.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $52.41; current price is $50.05. That’s a +4.7% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 8.78 |
| DCF value (model) | $52.41 (4.7% upside) |
| PEG (TTM) | 0.07 |
| P/B (TTM) | 1.2 |
| P/S (TTM) | 2.09 |
| P/FCF (TTM) | 10.07 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 75.09 |
| Quick Ratio (TTM) | 75.09 |
| Cash Ratio (TTM) | 35.86 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 24.05% |
| Gross margin (TTM) | 68.82% |
| Operating margin (TTM) | 30.36% |
| Debt to equity (TTM) | N/A |
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for SNV.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Barclays | maintain | Overweight | Overweight | 2025-12-19 |
| JP Morgan | maintain | Overweight | Overweight | 2025-12-16 |
| Barclays | maintain | Overweight | Overweight | 2025-11-11 |
| UBS | maintain | Neutral | Neutral | 2025-11-05 |
| Stephens & Co. | maintain | Equal Weight | Equal Weight | 2025-10-17 |
| Truist Securities | maintain | Buy | Buy | 2025-10-17 |
| RBC Capital | maintain | Outperform | Outperform | 2025-10-17 |
| DA Davidson | maintain | Buy | Buy | 2025-10-16 |
| JP Morgan | maintain | Overweight | Overweight | 2025-10-01 |
| Truist Securities | maintain | Buy | Buy | 2025-09-24 |
| UBS | downgrade | Buy | Neutral | 2025-09-02 |
| Keefe, Bruyette & Woods | downgrade | Outperform | Market Perform | 2025-08-13 |
| Stephens & Co. | maintain | Equal Weight | Equal Weight | 2025-07-29 |
| Barclays | maintain | Overweight | Overweight | 2025-07-28 |
| Wells Fargo | downgrade | Overweight | Equal Weight | 2025-07-25 |
| Raymond James | upgrade | Market Perform | Outperform | 2025-07-18 |
| DA Davidson | maintain | Buy | Buy | 2025-07-18 |
| Morgan Stanley | maintain | Equal Weight | Equal Weight | 2025-07-18 |
| Keefe, Bruyette & Woods | upgrade | Market Perform | Outperform | 2025-07-18 |
| Truist Securities | maintain | Buy | Buy | 2025-07-11 |
| Wells Fargo | upgrade | Equal Weight | Overweight | 2025-07-10 |
| Barclays | maintain | Overweight | Overweight | 2025-07-08 |
| JP Morgan | maintain | Overweight | Overweight | 2025-07-01 |
| Stephens & Co. | maintain | Equal Weight | Equal Weight | 2025-04-21 |
| RBC Capital | maintain | Outperform | Outperform | 2025-04-21 |
| DA Davidson | maintain | Buy | Buy | 2025-04-21 |
| JP Morgan | maintain | Overweight | Overweight | 2025-04-21 |
| Wells Fargo | maintain | Equal Weight | Equal Weight | 2025-04-09 |
| Barclays | maintain | Overweight | Overweight | 2025-04-08 |
| Raymond James | downgrade | Outperform | Market Perform | 2025-04-02 |