$217.10
3.41 (-1.55%)
Last updated: Apr 16, 2026 02:32
Fundamentals Overview
M&T Bank Corporation is in the middle of its 52-week range with moderate valuation, trading relatively flat today.
Valuation moderate
Intrinsic value (DCF)
+178.5% upside vs price
Profitability
Risk (Beta)
0.6 — lower vol
Earnings & growth
BullzEye Analysis
Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +178.5% upside vs price · Analyst grade: B+ · 3M vs Financial Services sector: +8.3%
Pressures (Sell):
Sentiment weakening (5 downgrades)
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: B+. Recent institutional grades: majority downgrades. Current institutional positions: Buy: 5, Equal Weight: 4, Hold: 1, In Line: 1, Market Perform: 1, Neutral: 8, Outperform: 5, Overweight: 3, Peer Perform: 1, Underweight: 1.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $604.69; current price is $217.10. That’s a +178.5% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 11.6 |
| DCF value (model) | $604.69 (178.5% upside) |
| PEG (TTM) | 1.06 |
| P/B (TTM) | 1.25 |
| P/S (TTM) | 3.54 |
| P/FCF (TTM) | 10.98 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 5.16 |
| Quick Ratio (TTM) | 5.16 |
| Cash Ratio (TTM) | 0.24 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 32.07% |
| Gross margin (TTM) | 76.7% |
| Operating margin (TTM) | 39.42% |
| Debt to equity (TTM) | N/A |
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for MTB.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| JP Morgan | maintain | Neutral | Neutral | 2026-04-07 |
| Morgan Stanley | maintain | Equal Weight | Equal Weight | 2026-03-31 |
| Cantor Fitzgerald | maintain | Overweight | Overweight | 2026-03-03 |
| Morgan Stanley | maintain | Equal Weight | Equal Weight | 2026-03-02 |
| JP Morgan | maintain | Neutral | Neutral | 2026-02-09 |
| RBC Capital | maintain | Outperform | Outperform | 2026-01-20 |
| Jefferies | maintain | Buy | Buy | 2026-01-16 |
| Wolfe Research | downgrade | Outperform | Peer Perform | 2026-01-07 |
| TD Cowen | maintain | Buy | Buy | 2026-01-07 |
| B of A Securities | downgrade | Buy | Neutral | 2026-01-07 |
| Evercore ISI Group | downgrade | Outperform | In Line | 2026-01-06 |
| Barclays | maintain | Equal Weight | Equal Weight | 2026-01-05 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2025-12-17 |
| Truist Securities | downgrade | Buy | Hold | 2025-12-12 |
| TD Cowen | maintain | Buy | Buy | 2025-10-20 |
| Truist Securities | maintain | Buy | Buy | 2025-10-17 |
| UBS | maintain | Neutral | Neutral | 2025-10-07 |
| Evercore ISI Group | maintain | Outperform | Outperform | 2025-09-30 |
| Morgan Stanley | downgrade | Overweight | Equal Weight | 2025-09-29 |
| Jefferies | maintain | Buy | Buy | 2025-09-03 |
| DA Davidson | maintain | Neutral | Neutral | 2025-07-17 |
| Wells Fargo | maintain | Underweight | Underweight | 2025-07-17 |
| Citigroup | maintain | Neutral | Neutral | 2025-07-02 |
| Citigroup | maintain | Neutral | Neutral | 2025-06-23 |
| Morgan Stanley | maintain | Overweight | Overweight | 2025-06-20 |
| RBC Capital | maintain | Outperform | Outperform | 2025-05-19 |
| Baird | maintain | Outperform | Outperform | 2025-04-15 |
| RBC Capital | maintain | Outperform | Outperform | 2025-04-15 |
| DA Davidson | maintain | Neutral | Neutral | 2025-04-15 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-04-15 |