MTB - M&T Bank Corporation

MTB

$242.55 +0.00 (+0.00%)

Pre-Market: $241.85 0.70 (-0.29%)

Last updated: Jul 15, 2026 13:06

52-Week Range

$241.85

$174.76 $241.85 $246.48

Fundamentals Overview

M&T Bank Corporation is near the high of its 52-week range with moderate valuation, trading relatively flat today.

Valuation moderate

P/E 12.5 PEG 1.02 P/B 1.41 P/S 3.9

Intrinsic value (DCF)

+151.7% upside vs price

Profitability

Net margin 33.4%

Risk (Beta)

0.57 — lower vol

Earnings & growth

EPS $19.37 Rev +4.2% Profit +23.2% vs prior qtr

BullzEye Analysis

Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Hold — 64% confidence Risk: Lower Volatility — Beta 0.57. Diversify and only invest what you can afford to lose.

Supporting (Buy):

DCF +151.7% upside vs price · Analyst grade: A-

Pressures (Sell):

Sentiment weakening (6 downgrades)

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$35.42B

P/E (TTM)

12.48

EPS (TTM)

$19.37

Dividend Yield

2.48%

52-Week Range

$174.76 - $246.48

Volume vs Avg

N/A

Beta

0.57

About

M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit pro...

Sector: Financial Services

Headquarters: US

Employees: 22,080

IPO Date: Mar 1980

Website: www.mtb.com

Beta: 0.57 (Less volatile than market)

Ratings & Grades at a Glance

Overall rating: A-. Recent institutional grades: majority downgrades. Current institutional positions: Buy: 4, Equal Weight: 5, Hold: 1, In Line: 2, Market Perform: 1, Neutral: 9, Outperform: 4, Overweight: 2, Peer Perform: 1, Underweight: 1.

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $608.77; current price is $241.85. That’s a +151.7% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	12.48
DCF value (model)	$608.77 (151.7% upside)
PEG (TTM)	1.02
P/B (TTM)	1.41
P/S (TTM)	3.9
P/FCF (TTM)	10.89
Liquidity & enterprise
Current Ratio (TTM)	8.74
Quick Ratio (TTM)	8.74
Cash Ratio (TTM)	0.42
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	33.44%
Gross margin (TTM)	77.6%
Operating margin (TTM)	40.59%
Debt to equity (TTM)	N/A

Latest News

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Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for MTB.

Analyst Sentiment at a Glance

A- Sentiment Weakening

Buy 4Equal Weight 5Hold 1In Line 2Market Perform 1Neutral 9Outperform 4Overweight 2Peer Perform 1Underweight 1

0 upgrades, 6 downgrades

Price Target Consensus

Current $241.85

Median $252.00

Consensus $242.56

Low consensus $215.00

High consensus $260.00

Stock Grades (Institutions)

Institution	Action	Previous Grade	New Grade	Date
UBS	maintain	Neutral	Neutral	2026-07-07
Baird	downgrade	Outperform	Neutral	2026-07-06
JP Morgan	maintain	Neutral	Neutral	2026-07-06
Wells Fargo	maintain	Underweight	Underweight	2026-07-06
Evercore ISI Group	maintain	In Line	In Line	2026-07-06
Morgan Stanley	maintain	Equal Weight	Equal Weight	2026-06-29
RBC Capital	maintain	Outperform	Outperform	2026-05-21
JP Morgan	maintain	Neutral	Neutral	2026-04-30
Cantor Fitzgerald	maintain	Overweight	Overweight	2026-04-17
DA Davidson	maintain	Neutral	Neutral	2026-04-16
RBC Capital	maintain	Outperform	Outperform	2026-04-16
JP Morgan	maintain	Neutral	Neutral	2026-04-07
Morgan Stanley	maintain	Equal Weight	Equal Weight	2026-03-31
Cantor Fitzgerald	maintain	Overweight	Overweight	2026-03-03
Morgan Stanley	maintain	Equal Weight	Equal Weight	2026-03-02
JP Morgan	maintain	Neutral	Neutral	2026-02-09
RBC Capital	maintain	Outperform	Outperform	2026-01-20
Jefferies	maintain	Buy	Buy	2026-01-16
B of A Securities	downgrade	Buy	Neutral	2026-01-07
Wolfe Research	downgrade	Outperform	Peer Perform	2026-01-07
TD Cowen	maintain	Buy	Buy	2026-01-07
Evercore ISI Group	downgrade	Outperform	In Line	2026-01-06
Barclays	maintain	Equal Weight	Equal Weight	2026-01-05
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2025-12-17
Truist Securities	downgrade	Buy	Hold	2025-12-12
TD Cowen	maintain	Buy	Buy	2025-10-20
Truist Securities	maintain	Buy	Buy	2025-10-17
UBS	maintain	Neutral	Neutral	2025-10-07
Evercore ISI Group	maintain	Outperform	Outperform	2025-09-30
Morgan Stanley	downgrade	Overweight	Equal Weight	2025-09-29