$19.21
+0.40 (+2.13%)
Last updated: Jul 15, 2026 02:19
Fundamentals Overview
LendingClub Corporation is near the high of its 52-week range with attractive valuation, trending upward today.
Valuation attractive
Intrinsic value (DCF)
-40.1% downside vs price
Profitability
Risk (Beta)
1.97 — higher vol
Earnings & growth
BullzEye Analysis
Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
Sentiment improving (2 upgrades) · 3M vs S&P 500: +21% · 3M vs Financial Services sector: +21.8%
Pressures (Sell):
DCF 40.1% downside vs price · Beta 1.97 (elevated)
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Recent institutional grades: majority upgrades. Current institutional positions: Buy: 7, Market Outperform: 1, Market Perform: 1, Neutral: 3, Outperform: 8, Overweight: 10.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $11.51; current price is $19.21. That’s a -40.1% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 12.84 |
| DCF value (model) | $11.51 (-40.1% vs price) |
| PEG (TTM) | 0.05 |
| P/B (TTM) | 1.46 |
| P/S (TTM) | 1.71 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 194.64 |
| Quick Ratio (TTM) | 194.64 |
| Cash Ratio (TTM) | 179.45 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 13.55% |
| Gross margin (TTM) | 67.23% |
| Operating margin (TTM) | 15.41% |
| Debt to equity (TTM) | N/A |
Latest News
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for LC.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Stephens & Co. | maintain | Overweight | Overweight | 2026-04-28 |
| BTIG | maintain | Buy | Buy | 2026-01-29 |
| JP Morgan | maintain | Overweight | Overweight | 2025-12-04 |
| Citizens | upgrade | Market Perform | Market Outperform | 2025-11-10 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2025-11-07 |
| Janney Montgomery Scott | maintain | Neutral | Neutral | 2025-11-06 |
| BTIG | maintain | Buy | Buy | 2025-11-06 |
| BTIG | maintain | Buy | Buy | 2025-10-23 |
| JP Morgan | upgrade | Neutral | Overweight | 2025-10-23 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-10-23 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2025-10-23 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2025-07-30 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-07-30 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2025-04-30 |
| JP Morgan | maintain | Neutral | Neutral | 2025-03-10 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2025-01-29 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-01-29 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-01-03 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2024-12-04 |
| JP Morgan | downgrade | Overweight | Neutral | 2024-12-02 |
| Compass Point | maintain | Buy | Buy | 2024-10-25 |
| Maxim Group | maintain | Buy | Buy | 2024-10-25 |
| Piper Sandler | maintain | Overweight | Overweight | 2024-10-24 |
| Wedbush | maintain | Outperform | Outperform | 2024-10-24 |
| JP Morgan | maintain | Overweight | Overweight | 2024-08-20 |
| Compass Point | maintain | Buy | Buy | 2024-07-31 |
| Piper Sandler | maintain | Overweight | Overweight | 2024-07-31 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2024-07-31 |
| Wedbush | maintain | Outperform | Outperform | 2024-07-31 |
| Jefferies | maintain | Buy | Buy | 2024-07-18 |