$198.37
+2.16 (+1.10%)
Last updated: Apr 16, 2026 04:50
Fundamentals Overview
Humana Inc. is near the low of its 52-week range with moderate valuation, trading relatively flat today.
Valuation moderate
Intrinsic value (DCF)
+488% upside vs price
Profitability
Risk (Beta)
0.45 — lower vol
Earnings & growth
BullzEye Analysis
Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +488% upside vs price · Analyst grade: B+
Pressures (Sell):
Sentiment weakening (3 downgrades) · 3M vs S&P 500: -29% · 3M vs Healthcare sector: -22.2%
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: B+. Recent institutional grades: majority downgrades. Current institutional positions: Buy: 4, Equal Weight: 9, Hold: 5, In Line: 1, Neutral: 4, Outperform: 3, Overweight: 1, Sector Perform: 1, Sell: 1, Underweight: 1.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $1,166.39; current price is $198.37. That’s a +488% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 20.09 |
| DCF value (model) | $1,166.39 (488% upside) |
| PEG (TTM) | N/A |
| P/B (TTM) | 1.35 |
| P/S (TTM) | 0.18 |
| P/FCF (TTM) | 63.79 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.72 |
| Quick Ratio (TTM) | 0.72 |
| Cash Ratio (TTM) | 0.41 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 0.92% |
| Gross margin (TTM) | 14.54% |
| Operating margin (TTM) | 1.12% |
| Debt to equity (TTM) | N/A |
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for HUM.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Truist Securities | maintain | Hold | Hold | 2026-04-13 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-08 |
| Wells Fargo | maintain | Equal Weight | Equal Weight | 2026-04-07 |
| Barclays | maintain | Equal Weight | Equal Weight | 2026-02-25 |
| Wells Fargo | maintain | Equal Weight | Equal Weight | 2026-02-18 |
| Goldman Sachs | maintain | Sell | Sell | 2026-02-17 |
| Truist Securities | maintain | Hold | Hold | 2026-02-17 |
| TD Cowen | maintain | Hold | Hold | 2026-02-13 |
| Jefferies | maintain | Buy | Buy | 2026-02-12 |
| Guggenheim | maintain | Buy | Buy | 2026-02-12 |
| Cantor Fitzgerald | maintain | Neutral | Neutral | 2026-02-12 |
| RBC Capital | downgrade | Outperform | Sector Perform | 2026-02-12 |
| UBS | maintain | Neutral | Neutral | 2026-02-12 |
| Morgan Stanley | downgrade | Equal Weight | Underweight | 2026-02-02 |
| Wells Fargo | downgrade | Overweight | Equal Weight | 2026-01-07 |
| Barclays | maintain | Equal Weight | Equal Weight | 2026-01-05 |
| Morgan Stanley | maintain | Equal Weight | Equal Weight | 2025-12-18 |
| Jefferies | upgrade | Hold | Buy | 2025-12-05 |
| Barclays | maintain | Equal Weight | Equal Weight | 2025-11-25 |
| Truist Securities | maintain | Hold | Hold | 2025-11-10 |
| Deutsche Bank | maintain | Hold | Hold | 2025-11-07 |
| B of A Securities | maintain | Neutral | Neutral | 2025-10-10 |
| Mizuho | maintain | Outperform | Outperform | 2025-10-09 |
| Wells Fargo | maintain | Overweight | Overweight | 2025-10-07 |
| Barclays | maintain | Equal Weight | Equal Weight | 2025-10-03 |
| Guggenheim | maintain | Buy | Buy | 2025-10-03 |
| Bernstein | maintain | Outperform | Outperform | 2025-09-05 |
| Barclays | maintain | Equal Weight | Equal Weight | 2025-09-05 |
| B of A Securities | maintain | Neutral | Neutral | 2025-09-02 |
| RBC Capital | maintain | Outperform | Outperform | 2025-08-21 |