$305.42
3.28 (-1.06%)
Last updated: May 31, 2026 07:44
Fundamentals Overview
Humana Inc. is near the high of its 52-week range with premium valuation, trading relatively flat today.
Valuation premium
Intrinsic value (DCF)
+170.8% upside vs price
Profitability
Risk (Beta)
0.68 — lower vol
Earnings & growth
BullzEye Analysis
Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +170.8% upside vs price · Analyst grade: B+ · 3M vs S&P 500: +64.3% · 3M vs Healthcare sector: +78.8%
Pressures (Sell):
Sentiment weakening (3 downgrades)
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: B+. Recent institutional grades: majority downgrades. Current institutional positions: Buy: 4, Equal Weight: 7, Hold: 5, In Line: 2, Neutral: 6, Outperform: 1, Sector Perform: 2, Sell: 1, Underweight: 2.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $827.23; current price is $305.42. That’s a +170.8% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 32.61 |
| DCF value (model) | $827.23 (170.8% upside) |
| PEG (TTM) | N/A |
| P/B (TTM) | 1.98 |
| P/S (TTM) | 0.27 |
| P/FCF (TTM) | 28.83 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 1.26 |
| Quick Ratio (TTM) | 1.26 |
| Cash Ratio (TTM) | 0.23 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 0.82% |
| Gross margin (TTM) | 14.01% |
| Operating margin (TTM) | 1.01% |
| Debt to equity (TTM) | N/A |
Latest News
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for HUM.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Barclays | maintain | Equal Weight | Equal Weight | 2026-05-26 |
| UBS | maintain | Neutral | Neutral | 2026-05-22 |
| Mizuho | maintain | Outperform | Outperform | 2026-05-20 |
| Deutsche Bank | upgrade | Hold | Buy | 2026-05-20 |
| Morgan Stanley | maintain | Underweight | Underweight | 2026-05-15 |
| Piper Sandler | maintain | Neutral | Neutral | 2026-05-13 |
| TD Cowen | maintain | Hold | Hold | 2026-05-01 |
| JP Morgan | maintain | Neutral | Neutral | 2026-05-01 |
| Guggenheim | maintain | Buy | Buy | 2026-04-30 |
| Barclays | maintain | Equal Weight | Equal Weight | 2026-04-30 |
| RBC Capital | maintain | Sector Perform | Sector Perform | 2026-04-30 |
| UBS | maintain | Neutral | Neutral | 2026-04-30 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-30 |
| Truist Securities | maintain | Hold | Hold | 2026-04-30 |
| Truist Securities | maintain | Hold | Hold | 2026-04-13 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-08 |
| Wells Fargo | maintain | Equal Weight | Equal Weight | 2026-04-07 |
| Barclays | maintain | Equal Weight | Equal Weight | 2026-02-25 |
| Wells Fargo | maintain | Equal Weight | Equal Weight | 2026-02-18 |
| Truist Securities | maintain | Hold | Hold | 2026-02-17 |
| Goldman Sachs | maintain | Sell | Sell | 2026-02-17 |
| TD Cowen | maintain | Hold | Hold | 2026-02-13 |
| Cantor Fitzgerald | maintain | Neutral | Neutral | 2026-02-12 |
| UBS | maintain | Neutral | Neutral | 2026-02-12 |
| Guggenheim | maintain | Buy | Buy | 2026-02-12 |
| Jefferies | maintain | Buy | Buy | 2026-02-12 |
| RBC Capital | downgrade | Outperform | Sector Perform | 2026-02-12 |
| Morgan Stanley | downgrade | Equal Weight | Underweight | 2026-02-02 |
| Wells Fargo | downgrade | Overweight | Equal Weight | 2026-01-07 |
| Barclays | maintain | Equal Weight | Equal Weight | 2026-01-05 |