HUM - Humana Inc. | BullzEye View

HUM

$400.00 +13.52 (+3.50%) Last updated: Jul 19, 2026 19:26

52-Week Range

$400.00

$163.11 $400.00 $428.88

Fundamentals Overview

Humana Inc. is near the high of its 52-week range with premium valuation, trending upward today.

Valuation premium

P/E 42.7 P/B 2.59 P/S 0.35

Intrinsic value (DCF)

+87.7% upside vs price

Profitability

Net margin 0.8%

Risk (Beta)

0.72 — lower vol

Earnings & growth

EPS $9.37 Rev +21.9% Profit +249% vs prior qtr

BullzEye Analysis

Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Buy — 77% confidence Risk: Lower Volatility — Beta 0.72. Diversify and only invest what you can afford to lose.

Supporting (Buy):

DCF +87.7% upside vs price · Analyst grade: B · Sentiment improving (2 upgrades) · 3M vs S&P 500: +95.5% · 3M vs Healthcare sector: +92.6%

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$48.02B

P/E (TTM)

42.71

EPS (TTM)

$9.37

Dividend Yield

0.89%

52-Week Range

$163.11 - $428.88

Volume vs Avg

N/A

Beta

0.72

About

Humana Inc., a prominent health and well-being enterprise, operates across the United States through its various subsidiary companies. Its operational structure is divided into three main segments: Retail, Group and Specialty, and Healthcare Services. The firm provides a wide array of medical and supplementary insurance plans directly to individual consumers. Furthermore, Humana collaborates with government entities; it holds a contract with the Centers for Medicare and Medicaid Services (CMS) t...

Sector: Healthcare

Headquarters: US

Employees: 67,060

IPO Date: Dec 1981

Website: www.humana.com

Beta: 0.72 (Less volatile than market)

Ratings & Grades at a Glance

Overall rating: B. Recent institutional grades: majority upgrades. Current institutional positions: Buy: 2, Equal Weight: 4, Hold: 6, In Line: 3, Neutral: 8, Outperform: 2, Overweight: 1, Sector Perform: 2, Underweight: 2.

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $750.63; current price is $400.00. That’s a +87.7% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	42.71
DCF value (model)	$750.63 (87.7% upside)
PEG (TTM)	N/A
P/B (TTM)	2.59
P/S (TTM)	0.35
P/FCF (TTM)	37.76
Liquidity & enterprise
Current Ratio (TTM)	1.26
Quick Ratio (TTM)	1.26
Cash Ratio (TTM)	0.23
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	0.82%
Gross margin (TTM)	14.01%
Operating margin (TTM)	1.01%
Debt to equity (TTM)	N/A

Latest News

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Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for HUM.

Analyst Sentiment at a Glance

B Sentiment Improving

Buy 2Equal Weight 4Hold 6In Line 3Neutral 8Outperform 2Overweight 1Sector Perform 2Underweight 2

2 upgrades, 0 downgrades

Price Target Consensus

Current $400.00

Median $320.00

Consensus $338.60

Low consensus $195.00

High consensus $502.00

Stock Grades (Institutions)

Institution	Action	Previous Grade	New Grade	Date
TD Cowen	maintain	Hold	Hold	2026-07-14
Truist Securities	maintain	Hold	Hold	2026-07-14
Wells Fargo	upgrade	Equal Weight	Overweight	2026-07-13
RBC Capital	maintain	Sector Perform	Sector Perform	2026-07-09
Cantor Fitzgerald	maintain	Neutral	Neutral	2026-07-07
B of A Securities	maintain	Neutral	Neutral	2026-06-24
Evercore ISI Group	maintain	In Line	In Line	2026-06-11
Mizuho	maintain	Outperform	Outperform	2026-06-08
JP Morgan	maintain	Neutral	Neutral	2026-06-08
B of A Securities	maintain	Neutral	Neutral	2026-06-04
Morgan Stanley	maintain	Underweight	Underweight	2026-06-04
Truist Securities	maintain	Hold	Hold	2026-06-01
Barclays	maintain	Equal Weight	Equal Weight	2026-05-26
UBS	maintain	Neutral	Neutral	2026-05-22
Deutsche Bank	upgrade	Hold	Buy	2026-05-20
Mizuho	maintain	Outperform	Outperform	2026-05-20
Morgan Stanley	maintain	Underweight	Underweight	2026-05-15
Piper Sandler	maintain	Neutral	Neutral	2026-05-13
JP Morgan	maintain	Neutral	Neutral	2026-05-01
TD Cowen	maintain	Hold	Hold	2026-05-01
Barclays	maintain	Equal Weight	Equal Weight	2026-04-30
UBS	maintain	Neutral	Neutral	2026-04-30
RBC Capital	maintain	Sector Perform	Sector Perform	2026-04-30
Guggenheim	maintain	Buy	Buy	2026-04-30
Evercore ISI Group	maintain	In Line	In Line	2026-04-30
Truist Securities	maintain	Hold	Hold	2026-04-30
Truist Securities	maintain	Hold	Hold	2026-04-13
Evercore ISI Group	maintain	In Line	In Line	2026-04-08
Wells Fargo	maintain	Equal Weight	Equal Weight	2026-04-07
Barclays	maintain	Equal Weight	Equal Weight	2026-02-25