$19.62
0.13 (-0.66%)
Last updated: Jul 15, 2026 07:02
Fundamentals Overview
Horizon Bancorp, Inc. is near the high of its 52-week range with premium valuation, trading relatively flat today.
Valuation premium
Risk (Beta)
0.81 — in line vol
BullzEye Analysis
Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Pressures (Sell):
Sentiment weakening (4 downgrades)
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: C-. Recent institutional grades: majority downgrades. Current institutional positions: Market Perform: 6, Neutral: 10, Outperform: 7, Overweight: 5, Strong Buy: 2.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $-5.78; current price is $19.62. That’s a -129.4% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | N/A |
| PEG (TTM) | N/A |
| P/B (TTM) | 1.43 |
| P/S (TTM) | 10.48 |
| P/FCF (TTM) | 12.45 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 1.48 |
| Quick Ratio (TTM) | 1.48 |
| Cash Ratio (TTM) | 1.04 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | -1.54% |
| Gross margin (TTM) | -24.98% |
| Operating margin (TTM) | -2.03% |
| Debt to equity (TTM) | N/A |
Latest News
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for HBNC.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Stephens & Co. | maintain | Overweight | Overweight | 2026-07-01 |
| Piper Sandler | maintain | Neutral | Neutral | 2026-04-27 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2026-01-23 |
| Stephens & Co. | maintain | Overweight | Overweight | 2025-09-02 |
| Keefe, Bruyette & Woods | upgrade | Market Perform | Outperform | 2025-08-26 |
| Piper Sandler | maintain | Neutral | Neutral | 2025-07-28 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2025-07-25 |
| Piper Sandler | maintain | Neutral | Neutral | 2025-04-28 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2025-04-25 |
| Piper Sandler | maintain | Neutral | Neutral | 2025-01-27 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2024-12-04 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2024-07-29 |
| Piper Sandler | maintain | Neutral | Neutral | 2024-07-29 |
| Piper Sandler | maintain | Neutral | Neutral | 2024-04-29 |
| Piper Sandler | maintain | Neutral | Neutral | 2023-12-13 |
| Stephens & Co. | maintain | Overweight | Overweight | 2023-12-13 |
| Piper Sandler | maintain | Neutral | Neutral | 2023-10-30 |
| Piper Sandler | maintain | Neutral | Neutral | 2023-07-31 |
| Raymond James | downgrade | Outperform | Market Perform | 2023-07-06 |
| Stephens & Co. | maintain | Overweight | Overweight | 2023-04-27 |
| Raymond James | maintain | Outperform | Outperform | 2023-04-06 |
| Piper Sandler | downgrade | Overweight | Neutral | 2023-02-22 |
| Raymond James | maintain | Outperform | Outperform | 2023-01-27 |
| Stephens & Co. | maintain | Overweight | Overweight | 2022-10-31 |
| Keefe, Bruyette & Woods | downgrade | Outperform | Market Perform | 2022-10-28 |
| Raymond James | maintain | Outperform | Outperform | 2022-10-28 |
| Raymond James | maintain | Outperform | Outperform | 2022-07-29 |
| Raymond James | downgrade | Strong Buy | Outperform | 2022-07-07 |
| Raymond James | maintain | Strong Buy | Strong Buy | 2022-04-29 |
| Raymond James | maintain | Strong Buy | Strong Buy | 2021-12-03 |