GCBC - Greene County Bancorp, Inc.

GCBC

$32.37 0.47 (-1.43%) Last updated: Jul 15, 2026 06:01

52-Week Range

$32.37

$21.25 $32.37 $36.02

Fundamentals Overview

Greene County Bancorp, Inc. is near the high of its 52-week range with attractive valuation, trading relatively flat today.

Valuation attractive

P/E 14.1 PEG 0.38 P/B 2.06 P/S 3.85

Intrinsic value (DCF)

+45.3% upside vs price

Profitability

Net margin 27.3%

Risk (Beta)

0.39 — lower vol

Earnings & growth

EPS $2.29 Rev -1% Profit +2.2% vs prior qtr

BullzEye Analysis

Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Buy — 76% confidence Risk: Lower Volatility — Beta 0.39. Diversify and only invest what you can afford to lose.

Supporting (Buy):

DCF +45.3% upside vs price · Analyst grade: A- · 3M vs S&P 500: +27.9% · 3M vs Financial Services sector: +28.7%

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$551.12M

P/E (TTM)

14.13

EPS (TTM)

$2.29

Dividend Yield

1.24%

52-Week Range

$21.25 - $36.02

Volume vs Avg

N/A

Beta

0.39

About

Greene County Bancorp, Inc. serves as the parent organization for The Bank of Greene County, delivering a diverse range of financial solutions throughout the United States. Its array of deposit products encompasses savings accounts, interest-bearing NOW accounts, money market accounts, certificates of deposit, non-interest-bearing checking accounts, and individual retirement plans. The institution's lending activities include a comprehensive portfolio featuring residential, construction and land...

Sector: Financial Services

Headquarters: US

Employees: 203

IPO Date: Jun 1999

Website: www.tbogc.com

Beta: 0.39 (Less volatile than market)

Ratings & Grades at a Glance

Overall rating: A-.

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $47.02; current price is $32.37. That’s a +45.3% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	14.13
DCF value (model)	$47.02 (45.3% upside)
PEG (TTM)	0.38
P/B (TTM)	2.06
P/S (TTM)	3.85
P/FCF (TTM)	15.17
Liquidity & enterprise
Current Ratio (TTM)	0.18
Quick Ratio (TTM)	0.18
Cash Ratio (TTM)	0.05
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	27.28%
Gross margin (TTM)	60.86%
Operating margin (TTM)	31.36%
Debt to equity (TTM)	N/A

Latest News

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Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for GCBC.

Analyst Sentiment at a Glance

A-

Price target data is not available for this symbol from the current data source.

Stock Grades (Institutions)

No stock grades available for this symbol.