GCBC - Greene County Bancorp, Inc.

GCBC

$26.24 +0.40 (+1.55%) Last updated: May 31, 2026 04:43

52-Week Range

$26.24

$21.16 $26.24 $26.79

Fundamentals Overview

Greene County Bancorp, Inc. is near the high of its 52-week range with attractive valuation, trading relatively flat today.

Valuation attractive

P/E 11.5 PEG 0.31 P/B 1.67 P/S 3.12

Intrinsic value (DCF)

+63.4% upside vs price

Profitability

Net margin 27.3%

Risk (Beta)

0.41 — lower vol

Earnings & growth

EPS $2.29 Rev -1% Profit +2.2% vs prior qtr

BullzEye Analysis

Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Buy — 76% confidence Risk: Lower Volatility — Beta 0.41. Diversify and only invest what you can afford to lose.

Supporting (Buy):

DCF +63.4% upside vs price · Analyst grade: B+ · 3M vs S&P 500: +7.2% · 3M vs Financial Services sector: +16.9%

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$446.75M

P/E (TTM)

11.45

EPS (TTM)

$2.29

Dividend Yield

1.52%

52-Week Range

$21.16 - $26.79

Volume vs Avg

N/A

Beta

0.41

About

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. The company's loan portfolio consists of residential, construction and land, and multifamily mortgage loans; commercial real estate mortgage loans; consumer loans, such as l...

Sector: Financial Services

Headquarters: US

Employees: 189

IPO Date: Jun 1999

Website: www.thebankofgreenecounty.com

Beta: 0.41 (Less volatile than market)

Ratings & Grades at a Glance

Overall rating: B+.

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $42.89; current price is $26.24. That’s a +63.4% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	11.45
DCF value (model)	$42.89 (63.4% upside)
PEG (TTM)	0.31
P/B (TTM)	1.67
P/S (TTM)	3.12
P/FCF (TTM)	12.3
Liquidity & enterprise
Current Ratio (TTM)	0.18
Quick Ratio (TTM)	0.18
Cash Ratio (TTM)	0.05
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	27.28%
Gross margin (TTM)	60.86%
Operating margin (TTM)	31.36%
Debt to equity (TTM)	N/A

Latest News

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Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for GCBC.

Analyst Sentiment at a Glance

B+

Price target data is not available for this symbol from the current data source.

Stock Grades (Institutions)

No stock grades available for this symbol.