GCBC - Greene County Bancorp, Inc.

GCBC

$34.83 +0.52 (+1.52%)

After Hours: $34.83 +0.00 (+0.00%)

Last updated: Aug 11, 2026 21:05

52-Week Range

$34.83

$21.25 $34.83 $36.02

Fundamentals Overview

Greene County Bancorp, Inc. is near the high of its 52-week range with attractive valuation, trading relatively flat today.

Valuation attractive

P/E 14.5 PEG 0.46 P/B 2.13 P/S 4.07

Intrinsic value (DCF)

-38.1% downside vs price

Profitability

Net margin 28.1%

Risk (Beta)

0.39 — lower vol

Earnings & growth

EPS $2.41 Rev +2.7% Profit +7.8% vs prior qtr

BullzEye Analysis

Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Hold — 57% confidence Risk: Lower Volatility — Beta 0.39. Diversify and only invest what you can afford to lose.

Supporting (Buy):

Analyst grade: B · 3M vs S&P 500: +41.5% · 3M vs Financial Services sector: +33.2%

Pressures (Sell):

DCF 38.1% downside vs price

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$593.00M

P/E (TTM)

14.46

EPS (TTM)

$2.41

Dividend Yield

1.15%

52-Week Range

$21.25 - $36.02

Volume vs Avg

N/A

Beta

0.39

About

Greene County Bancorp, Inc. serves as the parent organization for The Bank of Greene County, delivering a diverse range of financial solutions throughout the United States. Its array of deposit products encompasses savings accounts, interest-bearing NOW accounts, money market accounts, certificates of deposit, non-interest-bearing checking accounts, and individual retirement plans. The institution's lending activities include a comprehensive portfolio featuring residential, construction and land...

Sector: Financial Services

Headquarters: US

Employees: 203

IPO Date: Jun 1999

Website: www.thebankofgreenecounty.com

Beta: 0.39 (Less volatile than market)

Ratings & Grades at a Glance

Overall rating: B.

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $21.54; current price is $34.83. That’s a -38.1% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	14.46
DCF value (model)	$21.54 (-38.1% vs price)
PEG (TTM)	0.46
P/B (TTM)	2.13
P/S (TTM)	4.07
P/FCF (TTM)	16.32
Liquidity & enterprise
Current Ratio (TTM)	0.25
Quick Ratio (TTM)	0.25
Cash Ratio (TTM)	0.1
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	28.14%
Gross margin (TTM)	62.11%
Operating margin (TTM)	32.12%
Debt to equity (TTM)	N/A

Latest News

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Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for GCBC.

Analyst Sentiment at a Glance

Price target data is not available for this symbol from the current data source.

Stock Grades (Institutions)

No stock grades available for this symbol.