FUSB - First US Bancshares, Inc.

FUSB

$16.04 +0.17 (+1.07%)

After Hours: $16.04 +0.00 (+0.00%)

Last updated: Apr 15, 2026 21:09

52-Week Range

$16.04

$10.30 $16.04 $16.04

Fundamentals Overview

First US Bancshares, Inc. is near the high of its 52-week range with moderate valuation, trading relatively flat today.

Valuation moderate

P/E 16.2 P/B 0.88 P/S 1.47

Intrinsic value (DCF)

-52.7% downside vs price

Profitability

Net margin 9.5%

Risk (Beta)

0.26 — lower vol

Earnings & growth

EPS $0.99 Rev +0.7% Profit +10% vs prior qtr

BullzEye Analysis

Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Hold — 54% confidence Risk: Lower Volatility — Beta 0.26. Diversify and only invest what you can afford to lose.

Supporting (Buy):

Analyst grade: A- · 3M vs S&P 500: +15.1% · 3M vs Financial Services sector: +21.5%

Pressures (Sell):

DCF 52.7% downside vs price

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$92.50M

P/E (TTM)

16.22

EPS (TTM)

$0.99

Dividend Yield

1.75%

52-Week Range

$10.30 - $16.04

Volume vs Avg

N/A

Beta

0.26

About

First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans comprising residential housing, commercial and industrial use property development loans, raw land purchase a...

Sector: Financial Services

Headquarters: US

Employees: 151

IPO Date: Jan 1999

Website: www.fusb.com

Beta: 0.26 (Less volatile than market)

Ratings & Grades at a Glance

Overall rating: A-.

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $7.59; current price is $16.04. That’s a -52.7% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	16.22
DCF value (model)	$7.59 (-52.7% vs price)
PEG (TTM)	N/A
P/B (TTM)	0.88
P/S (TTM)	1.47
P/FCF (TTM)	13.24
Liquidity & enterprise
Current Ratio (TTM)	1.16
Quick Ratio (TTM)	1.16
Cash Ratio (TTM)	0.06
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	9.51%
Gross margin (TTM)	58.75%
Operating margin (TTM)	12.6%
Debt to equity (TTM)	N/A

Latest News

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Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for FUSB.

Analyst Sentiment at a Glance

A-

Price target data is not available for this symbol from the current data source.

Stock Grades (Institutions)

No stock grades available for this symbol.