FNCB - FNCB Bancorp, Inc.

FNCB

$6.75 +0.34 (+5.30%) Last updated: Apr 16, 2026 05:06

52-Week Range

$6.75

$5.40 $6.75 $8.10

Fundamentals Overview

FNCB Bancorp, Inc. is in the middle of its 52-week range with low valuation, showing strong upward momentum today.

Valuation low

P/E 9.7 P/B 0.99 P/S 1.51

Intrinsic value (DCF)

+0% upside vs price

Profitability

Net margin 14.6%

Risk (Beta)

0.33 — lower vol

Earnings & growth

EPS $0.70 Rev +1.3% Profit +5.3% vs prior qtr

BullzEye Analysis

Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Hold — 37% confidence Risk: Lower Volatility — Beta 0.33. Diversify and only invest what you can afford to lose.

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$133.62M

P/E (TTM)

9.65

EPS (TTM)

$0.70

Dividend Yield

5.33%

52-Week Range

$5.40 - $8.10

Volume vs Avg

N/A

Beta

0.33

About

FNCB Bancorp, Inc. operates as the bank holding company for FNCB Bank that provides retail and commercial banking services to individuals, businesses, local governments, and municipalities in Northeastern Pennsylvania. The company offers checking, savings, money market, and certificate of deposit products. It also provides residential mortgage loans, and home equity term loans and lines of credit; construction, land acquisition, and development loans; commercial real estate loans; commercial and...

Sector: Financial Services

Headquarters: US

Employees: 201

IPO Date: Oct 1999

Website: www.fncb.com

Beta: 0.33 (Less volatile than market)

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $6.75; current price is $6.75. That’s a +0% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	9.65
DCF value (model)	$6.75 (0% vs price)
PEG (TTM)	N/A
P/B (TTM)	0.99
P/S (TTM)	1.51
P/FCF (TTM)	8.61
Liquidity & enterprise
Current Ratio (TTM)	0.11
Quick Ratio (TTM)	0.22
Cash Ratio (TTM)	0.1
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	14.64%
Gross margin (TTM)	93.99%
Operating margin (TTM)	20.68%
Debt to equity (TTM)	N/A

Latest News

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Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for FNCB.

Price target data is not available for this symbol from the current data source.

Stock Grades (Institutions)

No stock grades available for this symbol.

No price targets, ratings snapshot, or grades available for this symbol.