$18.99
+0.06 (+0.32%)
Last updated: Jul 15, 2026 06:56
Fundamentals Overview
F.N.B. Corporation is near the high of its 52-week range with attractive valuation, trading relatively flat today.
Valuation attractive
Intrinsic value (DCF)
+392.3% upside vs price
Profitability
Risk (Beta)
0.86 — in line vol
Earnings & growth
BullzEye Analysis
Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +392.3% upside vs price · Analyst grade: B+ · Sentiment improving (1 upgrade)
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: B+. Recent institutional grades: majority upgrades. Current institutional positions: Buy: 9, Market Perform: 2, Outperform: 5, Overweight: 14.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $93.49; current price is $18.99. That’s a +392.3% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 11.68 |
| DCF value (model) | $93.49 (392.3% upside) |
| PEG (TTM) | 0.43 |
| P/B (TTM) | 1.01 |
| P/S (TTM) | 2.5 |
| P/FCF (TTM) | 14.51 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.21 |
| Quick Ratio (TTM) | 0.21 |
| Cash Ratio (TTM) | 0.21 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 21.63% |
| Gross margin (TTM) | 63.39% |
| Operating margin (TTM) | 25.69% |
| Debt to equity (TTM) | N/A |
Latest News
News loads when you open this tab.
Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for FNB.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Truist Securities | maintain | Buy | Buy | 2026-07-10 |
| Wells Fargo | maintain | Overweight | Overweight | 2026-07-06 |
| Piper Sandler | maintain | Overweight | Overweight | 2026-06-26 |
| Truist Securities | maintain | Buy | Buy | 2026-04-20 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2026-04-20 |
| Piper Sandler | maintain | Overweight | Overweight | 2026-01-22 |
| Truist Securities | maintain | Buy | Buy | 2026-01-22 |
| Truist Securities | maintain | Buy | Buy | 2025-10-20 |
| Truist Securities | maintain | Buy | Buy | 2025-07-22 |
| DA Davidson | maintain | Buy | Buy | 2025-07-21 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2025-07-21 |
| Wells Fargo | maintain | Overweight | Overweight | 2025-07-21 |
| Truist Securities | maintain | Buy | Buy | 2025-07-11 |
| Wells Fargo | maintain | Overweight | Overweight | 2025-07-10 |
| Keefe, Bruyette & Woods | upgrade | Market Perform | Outperform | 2025-04-21 |
| DA Davidson | maintain | Buy | Buy | 2025-04-17 |
| Wells Fargo | maintain | Overweight | Overweight | 2025-04-09 |
| DA Davidson | maintain | Buy | Buy | 2025-01-23 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-01-23 |
| Wells Fargo | maintain | Overweight | Overweight | 2025-01-06 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2024-12-04 |
| Wells Fargo | maintain | Overweight | Overweight | 2024-12-03 |
| Raymond James | maintain | Outperform | Outperform | 2024-11-21 |
| Stephens & Co. | maintain | Overweight | Overweight | 2024-10-21 |
| Piper Sandler | maintain | Overweight | Overweight | 2024-07-19 |
| Stephens & Co. | maintain | Overweight | Overweight | 2024-07-18 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2024-06-26 |
| Stephens & Co. | maintain | Overweight | Overweight | 2024-04-19 |
| Wells Fargo | maintain | Overweight | Overweight | 2024-04-10 |
| Raymond James | maintain | Outperform | Outperform | 2024-01-22 |