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$17.89 +0.16 (+0.90%)
After Hours: $17.89 +0.00 (+0.00%)
Last updated: Apr 15, 2026 22:51
52-Week Range
$17.89
$12.01 $17.89 $19.14

Fundamentals Overview

F.N.B. Corporation is near the high of its 52-week range with attractive valuation, trading relatively flat today.

Valuation attractive

P/E 11.5 PEG 0.53 P/B 0.95 P/S 2.37

Intrinsic value (DCF)

+417.5% upside vs price

Profitability

Net margin 21%

Risk (Beta)

0.9 — in line vol

Earnings & growth

EPS $1.56 Rev -2% Profit +12.5% vs prior qtr

BullzEye Analysis

Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell
Buy
Buy — 73% confidence Risk: Moderate Volatility — Beta 0.9. Diversify and only invest what you can afford to lose.

Supporting (Buy):

DCF +417.5% upside vs price · Analyst grade: A- · Sentiment improving (1 upgrade) · 3M vs Financial Services sector: +9.7%

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap
$6.39B
P/E (TTM)
11.46
EPS (TTM)
$1.56
Dividend Yield
1.34%
52-Week Range
$12.01 - $19.14
Volume vs Avg
N/A
Beta
0.9

About

F.N.B. Corporation, a financial holding company, provides a range of financial services primarily to consumers, corporations, governments, and small- to medium-sized businesses. The company operates through three segments: Community Banking, Wealth Management, and Insurance. It offers commercial banking solutions, including corporate and small business banking, investment real estate financing, business credit, capital market, and lease financing services. The company also provides consumer bank...
Sector: Financial Services
Headquarters: US
Employees: 4,104
IPO Date: Sep 1986
Beta: 0.9 (Less volatile than market)

Ratings & Grades at a Glance

Overall rating: A-. Recent institutional grades: majority upgrades. Current institutional positions: Buy: 7, Market Perform: 3, Outperform: 6, Overweight: 14.

Financial story & AI narrative

Open this tab to load the financial story.

Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $92.59; current price is $17.89. That’s a +417.5% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric Value
Valuation
P/E (TTM) 11.46
DCF value (model) $92.59 (417.5% upside)
PEG (TTM) 0.53
P/B (TTM) 0.95
P/S (TTM) 2.37
P/FCF (TTM) 17
Liquidity & enterprise
Current Ratio (TTM) 1.01
Quick Ratio (TTM) 1.01
Cash Ratio (TTM) 0.06
Profitability
ROE (TTM) N/A
ROA (TTM) N/A
Revenue growth (YoY) N/A
Net margin (TTM) 20.97%
Gross margin (TTM) 62.3%
Operating margin (TTM) 24.83%
Debt to equity (TTM) N/A

Latest News

News loads when you open this tab.

Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for FNB.

Analyst Sentiment at a Glance

A- Sentiment Improving
Buy 7Market Perform 3Outperform 6Overweight 14
1 upgrade, 0 downgrades
Price Target Consensus
Current $17.89
Median $20.25
Consensus $20.25
Low consensus $19.50
High consensus $21.00

Stock Grades (Institutions)

Institution Action Previous Grade New Grade Date
Truist Securities maintain Buy Buy 2026-01-22
Piper Sandler maintain Overweight Overweight 2026-01-22
Truist Securities maintain Buy Buy 2025-10-20
Truist Securities maintain Buy Buy 2025-07-22
DA Davidson maintain Buy Buy 2025-07-21
Wells Fargo maintain Overweight Overweight 2025-07-21
Keefe, Bruyette & Woods maintain Outperform Outperform 2025-07-21
Truist Securities maintain Buy Buy 2025-07-11
Wells Fargo maintain Overweight Overweight 2025-07-10
Keefe, Bruyette & Woods upgrade Market Perform Outperform 2025-04-21
DA Davidson maintain Buy Buy 2025-04-17
Wells Fargo maintain Overweight Overweight 2025-04-09
Piper Sandler maintain Overweight Overweight 2025-01-23
DA Davidson maintain Buy Buy 2025-01-23
Wells Fargo maintain Overweight Overweight 2025-01-06
Keefe, Bruyette & Woods maintain Market Perform Market Perform 2024-12-04
Wells Fargo maintain Overweight Overweight 2024-12-03
Raymond James maintain Outperform Outperform 2024-11-21
Stephens & Co. maintain Overweight Overweight 2024-10-21
Piper Sandler maintain Overweight Overweight 2024-07-19
Stephens & Co. maintain Overweight Overweight 2024-07-18
Keefe, Bruyette & Woods maintain Market Perform Market Perform 2024-06-26
Stephens & Co. maintain Overweight Overweight 2024-04-19
Wells Fargo maintain Overweight Overweight 2024-04-10
Raymond James maintain Outperform Outperform 2024-01-22
Raymond James maintain Outperform Outperform 2023-10-23
Stephens & Co. maintain Overweight Overweight 2023-07-20
Stephens & Co. maintain Overweight Overweight 2023-07-19
Raymond James maintain Outperform Outperform 2023-04-06
Keefe, Bruyette & Woods maintain Market Perform Market Perform 2023-04-06