$13.89
0.07 (-0.50%)
Last updated: Apr 16, 2026 00:47
Fundamentals Overview
Farmers National Banc Corp. is in the middle of its 52-week range with attractive valuation, trading relatively flat today.
Valuation attractive
Intrinsic value (DCF)
+40.8% upside vs price
Profitability
Risk (Beta)
0.78 — lower vol
Earnings & growth
BullzEye Analysis
Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +40.8% upside vs price · Analyst grade: A · 3M vs Financial Services sector: +10.5%
Pressures (Sell):
Sentiment weakening (4 downgrades)
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: A. Recent institutional grades: majority downgrades. Current institutional positions: Market Perform: 8, Neutral: 7, Outperform: 15.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $19.56; current price is $13.89. That’s a +40.8% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 9.59 |
| DCF value (model) | $19.56 (40.8% upside) |
| PEG (TTM) | 0.51 |
| P/B (TTM) | 1.08 |
| P/S (TTM) | 1.88 |
| P/FCF (TTM) | 11.71 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.33 |
| Quick Ratio (TTM) | 0.33 |
| Cash Ratio (TTM) | 0.07 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 19.63% |
| Gross margin (TTM) | 64.61% |
| Operating margin (TTM) | 23.39% |
| Debt to equity (TTM) | N/A |
Latest News
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for FMNB.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Piper Sandler | maintain | Neutral | Neutral | 2026-01-29 |
| Raymond James | maintain | Outperform | Outperform | 2025-04-21 |
| Piper Sandler | maintain | Neutral | Neutral | 2025-02-03 |
| Raymond James | maintain | Outperform | Outperform | 2024-07-25 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2024-07-25 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2024-01-25 |
| Raymond James | upgrade | Market Perform | Outperform | 2024-01-05 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2023-07-27 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2023-07-26 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2023-04-06 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2023-04-05 |
| Janney Montgomery Scott | maintain | Neutral | Neutral | 2023-03-10 |
| Piper Sandler | maintain | Neutral | Neutral | 2022-12-06 |
| Piper Sandler | maintain | Neutral | Neutral | 2022-12-05 |
| Raymond James | downgrade | Outperform | Market Perform | 2022-10-06 |
| Raymond James | downgrade | Outperform | Market Perform | 2022-10-05 |
| Piper Sandler | downgrade | Overweight | Neutral | 2022-10-05 |
| Piper Sandler | downgrade | Overweight | Neutral | 2022-10-04 |
| Raymond James | maintain | Outperform | Outperform | 2022-08-01 |
| Raymond James | maintain | Outperform | Outperform | 2022-07-31 |
| Raymond James | maintain | Outperform | Outperform | 2022-05-02 |
| Raymond James | maintain | Outperform | Outperform | 2022-05-01 |
| Raymond James | maintain | Outperform | Outperform | 2022-02-03 |
| Raymond James | maintain | Outperform | Outperform | 2022-02-02 |
| Raymond James | maintain | Outperform | Outperform | 2022-01-06 |
| Raymond James | maintain | Outperform | Outperform | 2022-01-05 |
| Raymond James | maintain | Outperform | Outperform | 2021-11-01 |
| Raymond James | maintain | Outperform | Outperform | 2021-10-31 |
| Raymond James | maintain | Outperform | Outperform | 2021-08-26 |
| Raymond James | maintain | Outperform | Outperform | 2021-08-25 |