$43.47
0.11 (-0.25%)
Last updated: Apr 16, 2026 00:40
Fundamentals Overview
First Mid Bancshares, Inc. is near the high of its 52-week range with attractive valuation, trading relatively flat today.
Valuation attractive
Intrinsic value (DCF)
-31% downside vs price
Profitability
Risk (Beta)
0.82 — in line vol
Earnings & growth
BullzEye Analysis
Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
Analyst grade: A- · Sentiment improving (6 upgrades) · 3M vs S&P 500: +8.9% · 3M vs Financial Services sector: +15.2%
Pressures (Sell):
DCF 31% downside vs price
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: A-. Recent institutional grades: majority upgrades. Current institutional positions: Equal Weight: 2, Market Perform: 2, Neutral: 4, Outperform: 8, Overweight: 12, Strong Buy: 2.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $29.97; current price is $43.47. That’s a -31% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 11.37 |
| DCF value (model) | $29.97 (-31% vs price) |
| PEG (TTM) | 0.7 |
| P/B (TTM) | 1.08 |
| P/S (TTM) | 2.24 |
| P/FCF (TTM) | 8.44 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.28 |
| Quick Ratio (TTM) | 0.28 |
| Cash Ratio (TTM) | 0.01 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 19.67% |
| Gross margin (TTM) | 66.65% |
| Operating margin (TTM) | 25.1% |
| Debt to equity (TTM) | N/A |
Latest News
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for FMBH.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| DA Davidson | maintain | Neutral | Neutral | 2026-02-02 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-11-03 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-07-28 |
| DA Davidson | maintain | Neutral | Neutral | 2025-07-25 |
| Raymond James | maintain | Outperform | Outperform | 2025-05-02 |
| Stephens & Co. | maintain | Equal Weight | Equal Weight | 2025-05-02 |
| Stephens & Co. | maintain | Equal Weight | Equal Weight | 2025-01-24 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2024-12-04 |
| DA Davidson | downgrade | Buy | Neutral | 2024-11-12 |
| Piper Sandler | maintain | Overweight | Overweight | 2024-11-01 |
| Stephens & Co. | maintain | Overweight | Overweight | 2024-11-01 |
| Keefe, Bruyette & Woods | downgrade | Outperform | Market Perform | 2024-10-02 |
| Piper Sandler | maintain | Overweight | Overweight | 2024-04-29 |
| Stephens & Co. | maintain | Overweight | Overweight | 2024-01-30 |
| Raymond James | maintain | Outperform | Outperform | 2024-01-29 |
| Piper Sandler | maintain | Overweight | Overweight | 2023-08-16 |
| Piper Sandler | maintain | Overweight | Overweight | 2023-08-15 |
| Raymond James | maintain | Outperform | Outperform | 2023-05-01 |
| Raymond James | maintain | Outperform | Outperform | 2023-04-30 |
| Raymond James | maintain | Outperform | Outperform | 2023-01-30 |
| Raymond James | maintain | Outperform | Outperform | 2023-01-29 |
| Stephens & Co. | maintain | Overweight | Overweight | 2022-10-28 |
| Stephens & Co. | maintain | Overweight | Overweight | 2022-10-27 |
| Raymond James | upgrade | Market Perform | Outperform | 2022-07-07 |
| Raymond James | upgrade | Market Perform | Outperform | 2022-07-06 |
| Stephens & Co. | upgrade | Equal Weight | Overweight | 2020-11-12 |
| Stephens & Co. | upgrade | Equal Weight | Overweight | 2020-11-11 |
| Raymond James | upgrade | Outperform | Strong Buy | 2020-04-06 |
| Raymond James | upgrade | Outperform | Strong Buy | 2020-04-05 |
| DA Davidson | downgrade | Buy | Neutral | 2020-01-28 |