FFNW Add to watchlist
$22.56 +0.00 (+0.00%)
After Hours: $22.56 +0.00 (+0.00%)
Last updated: Apr 15, 2026 21:09
52-Week Range
$22.56
$18.05 $22.56 $27.07

Fundamentals Overview

First Financial Northwest, Inc. is in the middle of its 52-week range with premium valuation, trading relatively flat today.

Valuation premium

P/E 194.4 P/B 1.28 P/S 5.54

Intrinsic value (DCF)

+511.4% upside vs price

Profitability

Net margin 2.9%

Risk (Beta)

0.27 — lower vol

Earnings & growth

EPS $0.12 Rev +37% Profit +297.4% vs prior qtr

BullzEye Analysis

Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell
Buy
Hold — 65% confidence Risk: Lower Volatility — Beta 0.27. Diversify and only invest what you can afford to lose.

Supporting (Buy):

DCF +511.4% upside vs price · Sentiment improving (10 upgrades)

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap
$208.18M
P/E (TTM)
194.42
EPS (TTM)
$0.12
Dividend Yield
0.98%
52-Week Range
$18.05 - $27.07
Volume vs Avg
N/A
Beta
0.27

About

First Financial Northwest, Inc. operates as the bank holding company for First Financial Northwest Bank that provides commercial banking services in Washington. The company offers a range of deposit products, including noninterest bearing accounts, interest-bearing demand accounts, money market accounts, statement savings accounts, and certificates of deposit. Its loan products comprise one-to-four family residential loans; multifamily and commercial real estate loans; construction/land loans fo...
Sector: Financial Services
Headquarters: US
Employees: 135
IPO Date: Oct 2007
Website: www.ffnwb.com
Beta: 0.27 (Less volatile than market)

Ratings & Grades at a Glance

Recent institutional grades: majority upgrades. Current institutional positions: Buy: 6, Hold: 3, Market Perform: 6, Neutral: 3, Outperform: 4, Overweight: 1.

Financial story & AI narrative

Open this tab to load the financial story.

Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $137.92; current price is $22.56. That’s a +511.4% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric Value
Valuation
P/E (TTM) 194.42
DCF value (model) $137.92 (511.4% upside)
PEG (TTM) N/A
P/B (TTM) 1.28
P/S (TTM) 5.54
P/FCF (TTM) 292.8
Liquidity & enterprise
Profitability
ROE (TTM) N/A
ROA (TTM) N/A
Revenue growth (YoY) N/A
Net margin (TTM) 2.85%
Gross margin (TTM) 100%
Operating margin (TTM) 4.2%
Debt to equity (TTM) N/A

Latest News

News loads when you open this tab.

Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for FFNW.

Analyst Sentiment at a Glance

Sentiment Improving
Buy 6Hold 3Market Perform 6Neutral 3Outperform 4Overweight 1
10 upgrades, 8 downgrades
Consensus Target
$23.50
High Target
$23.50
Low Target
$23.50
Median Target
$23.50

Stock Grades (Institutions)

Institution Action Previous Grade New Grade Date
DA Davidson maintain Neutral Neutral 2025-01-30
Piper Sandler downgrade Overweight Neutral 2024-07-26
Keefe, Bruyette & Woods maintain Market Perform Market Perform 2024-01-26
DA Davidson downgrade Buy Neutral 2024-01-12
Piper Sandler maintain Overweight Overweight 2024-01-12
Keefe, Bruyette & Woods maintain Market Perform Market Perform 2023-04-28
Keefe, Bruyette & Woods maintain Market Perform Market Perform 2023-04-27
DA Davidson upgrade Neutral Buy 2021-03-17
DA Davidson upgrade Neutral Buy 2021-03-16
Janney Montgomery Scott upgrade Neutral Buy 2019-07-18
Janney Montgomery Scott upgrade Neutral Buy 2019-07-18
Janney Capital upgrade Neutral Buy 2019-07-18
Janney Montgomery Scott upgrade Neutral Buy 2019-07-17
FIG Partners upgrade Market Perform Outperform 2018-02-12
FIG Partners upgrade Market Perform Outperform 2018-02-12
Fig Partners upgrade Market Perform Outperform 2018-02-12
FIG Partners upgrade Market Perform Outperform 2018-02-11
Piper Sandler downgrade Buy Hold 2016-11-01
Sandler O'Neill downgrade Buy Hold 2016-11-01
Piper Sandler downgrade Buy Hold 2016-10-31
Fig Partners downgrade Outperform Market Perform 2016-02-01
FIG Partners downgrade Outperform Market Perform 2016-02-01
FIG Partners downgrade Outperform Market Perform 2016-01-31