FFNW Add to watchlist $22.56 +0.00 (+0.00%) Last updated: Jul 15, 2026 02:19
52-Week Range
$22.56
$18.05 $22.56 $27.07

Fundamentals Overview

First Financial Northwest, Inc. is in the middle of its 52-week range with premium valuation, trading relatively flat today.

Valuation premium

P/E 194.4 P/B 1.28 P/S 5.54

Intrinsic value (DCF)

+511.4% upside vs price

Profitability

Net margin 2.9%

Risk (Beta)

0.27 — lower vol

Earnings & growth

EPS $0.12 Rev +37% Profit +297.4% vs prior qtr

BullzEye Analysis

Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell
Buy
Hold — 58% confidence Risk: Lower Volatility — Beta 0.27. Diversify and only invest what you can afford to lose.

Supporting (Buy):

DCF +511.4% upside vs price

Pressures (Sell):

Sentiment weakening (6 downgrades)

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap
$208.18M
P/E (TTM)
194.42
EPS (TTM)
$0.12
Dividend Yield
N/A
52-Week Range
$18.05 - $27.07
Volume vs Avg
N/A
Beta
0.27

About

First Financial Northwest, Inc. functions as the bank holding company for First Financial Northwest Bank, delivering commercial banking solutions across Washington State. The institution presents an extensive array of deposit offerings, encompassing non-interest-bearing and interest-bearing checking accounts, money market accounts, traditional savings accounts, and various certificates of deposit. Its lending portfolio is diverse, featuring one-to-four family residential mortgages, multi-family ...
Sector: Financial Services
Headquarters: US
Employees: 135
IPO Date: Oct 2007
Website: www.ffnwb.com
Beta: 0.27 (Less volatile than market)

Ratings & Grades at a Glance

Recent institutional grades: majority downgrades. Current institutional positions: Buy: 3, Hold: 2, Market Perform: 4, Neutral: 3, Outperform: 2, Overweight: 1.

Financial story & AI narrative

Open this tab to load the financial story.

Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $137.92; current price is $22.56. That’s a +511.4% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric Value
Valuation
P/E (TTM) 194.42
DCF value (model) $137.92 (511.4% upside)
PEG (TTM) N/A
P/B (TTM) 1.28
P/S (TTM) 5.54
P/FCF (TTM) 292.8
Liquidity & enterprise
Current Ratio (TTM) 1.02
Quick Ratio (TTM) 1.02
Cash Ratio (TTM) 0.01
Profitability
ROE (TTM) N/A
ROA (TTM) N/A
Revenue growth (YoY) N/A
Net margin (TTM) 2.85%
Gross margin (TTM) 100%
Operating margin (TTM) 4.2%
Debt to equity (TTM) N/A

Latest News

News loads when you open this tab.

Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for FFNW.

Analyst Sentiment at a Glance

Sentiment Weakening
Buy 3Hold 2Market Perform 4Neutral 3Outperform 2Overweight 1
5 upgrades, 6 downgrades
Consensus Target
$23.50
High Target
$23.50
Low Target
$23.50
Median Target
$23.50

Stock Grades (Institutions)

Institution Action Previous Grade New Grade Date
DA Davidson maintain Neutral Neutral 2025-01-30
Piper Sandler downgrade Overweight Neutral 2024-07-26
Keefe, Bruyette & Woods maintain Market Perform Market Perform 2024-01-26
Piper Sandler maintain Overweight Overweight 2024-01-12
DA Davidson downgrade Buy Neutral 2024-01-12
Keefe, Bruyette & Woods maintain Market Perform Market Perform 2023-04-28
DA Davidson upgrade Neutral Buy 2021-03-17
Janney Capital upgrade Neutral Buy 2019-07-18
Janney Montgomery Scott upgrade Neutral Buy 2019-07-18
Fig Partners upgrade Market Perform Outperform 2018-02-12
FIG Partners upgrade Market Perform Outperform 2018-02-12
Sandler O'Neill downgrade Buy Hold 2016-11-01
Piper Sandler downgrade Buy Hold 2016-11-01
Fig Partners downgrade Outperform Market Perform 2016-02-01
FIG Partners downgrade Outperform Market Perform 2016-02-01