FFIC - Flushing Financial Corporation

FFIC

$16.14 +0.18 (+1.13%) Last updated: Apr 16, 2026 00:36

52-Week Range

$16.14

$11.13 $16.14 $17.79

Fundamentals Overview

Flushing Financial Corporation is near the high of its 52-week range with moderate valuation, trading relatively flat today.

Valuation moderate

P/E 29.5 PEG 0.18 P/B 0.79 P/S 1.12

Profitability

Net margin 3.9%

Risk (Beta)

0.81 — in line vol

Earnings & growth

EPS $0.55 Rev -1.9% Profit -61.5% vs prior qtr

BullzEye Analysis

Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Hold — 61% confidence Risk: Moderate Volatility — Beta 0.81. Diversify and only invest what you can afford to lose.

Supporting (Buy):

Analyst grade: B · 3M vs S&P 500: +5.7% · 3M vs Financial Services sector: +12%

Pressures (Sell):

Sentiment weakening (13 downgrades)

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$546.88M

P/E (TTM)

29.48

EPS (TTM)

$0.55

Dividend Yield

6.82%

52-Week Range

$11.13 - $17.79

Volume vs Avg

N/A

Beta

0.81

About

Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, demand accounts, NOW accounts, and certificates of deposit. The company also provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-fo...

Sector: Financial Services

Headquarters: US

Employees: 571

IPO Date: Nov 1995

Website: www.flushingbank.com

Beta: 0.81 (Less volatile than market)

Ratings & Grades at a Glance

Overall rating: B. Recent institutional grades: majority downgrades. Current institutional positions: Buy: 3, Hold: 9, Market Perform: 11, Neutral: 3, Outperform: 2, Underperform: 2.

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $-4.07; current price is $16.14. That’s a -125.2% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	29.48
PEG (TTM)	0.18
P/B (TTM)	0.79
P/S (TTM)	1.12
P/FCF (TTM)	9.8
Liquidity & enterprise
Current Ratio (TTM)	6.31
Quick Ratio (TTM)	6.31
Cash Ratio (TTM)	4.29
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	3.86%
Gross margin (TTM)	46.16%
Operating margin (TTM)	7.05%
Debt to equity (TTM)	N/A

Latest News

News loads when you open this tab.

Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for FFIC.

Analyst Sentiment at a Glance

B Sentiment Weakening

Buy 3Hold 9Market Perform 11Neutral 3Outperform 2Underperform 2

2 upgrades, 13 downgrades

Price Target Consensus

Current $16.14

Median $16.75

Consensus $16.75

Low consensus $16.50

High consensus $17.00

Stock Grades (Institutions)

Institution	Action	Previous Grade	New Grade	Date
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2026-01-29
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2024-08-01
Raymond James	maintain	Outperform	Outperform	2024-07-31
Piper Sandler	downgrade	Overweight	Neutral	2024-07-30
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2024-04-26
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2024-04-05
DA Davidson	maintain	Neutral	Neutral	2024-03-05
Raymond James	maintain	Outperform	Outperform	2024-01-05
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2023-07-27
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2023-07-26
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2023-04-06
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2023-04-05
Keefe, Bruyette & Woods	downgrade	Market Perform	Underperform	2019-11-04
Keefe, Bruyette & Woods	downgrade	Market Perform	Underperform	2019-11-03
Gabelli & Co.	upgrade	Hold	Buy	2018-04-26
Gabelli & Co.	upgrade	Hold	Buy	2018-04-25
Sandler O'Neill	downgrade	Buy	Hold	2017-12-01
Sandler O'Neill	downgrade	Buy	Hold	2017-11-30
Piper Sandler	downgrade	Buy	Hold	2017-11-30
Piper Sandler	downgrade	Buy	Hold	2017-11-29
Gabelli & Co.	downgrade	Buy	Hold	2016-11-11
Gabelli & Co.	downgrade	Buy	Hold	2016-11-10
Sandler O'Neill	downgrade	Buy	Hold	2016-08-31
Piper Sandler	downgrade	Buy	Hold	2016-08-31
Piper Sandler	downgrade	Buy	Hold	2016-08-30
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2016-08-01
Keefe Bruyette & Woods	maintain	Market Perform	Market Perform	2016-08-01
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2016-07-31
Gabelli & Co.	maintain	Buy	Buy	2016-06-29
Piper Sandler	downgrade	Overweight	Neutral	2015-10-29