Fundamentals Overview
Flushing Financial Corporation is in the middle of its 52-week range with moderate valuation, trading relatively flat today.
Valuation moderate
Profitability
Risk (Beta)
0.81 — in line vol
Earnings & growth
BullzEye Analysis
Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
Analyst grade: B- · 3M vs Financial Services sector: +6.8%
Pressures (Sell):
Sentiment weakening (12 downgrades)
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: B-. Recent institutional grades: majority downgrades. Current institutional positions: Buy: 2, Hold: 6, Market Perform: 14, Neutral: 5, Outperform: 2, Underperform: 1.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $-4.13; current price is $15.83. That’s a -126.1% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 28.92 |
| PEG (TTM) | 0.18 |
| P/B (TTM) | 0.77 |
| P/S (TTM) | 1.1 |
| P/FCF (TTM) | 9.61 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 6.31 |
| Quick Ratio (TTM) | 6.31 |
| Cash Ratio (TTM) | 4.29 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 3.86% |
| Gross margin (TTM) | 46.16% |
| Operating margin (TTM) | 7.05% |
| Debt to equity (TTM) | N/A |
Latest News
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for FFIC.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2026-01-29 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2024-08-01 |
| Raymond James | maintain | Outperform | Outperform | 2024-07-31 |
| Piper Sandler | downgrade | Overweight | Neutral | 2024-07-30 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2024-04-26 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2024-04-05 |
| DA Davidson | maintain | Neutral | Neutral | 2024-03-05 |
| Raymond James | maintain | Outperform | Outperform | 2024-01-05 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2023-07-27 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2023-04-06 |
| Keefe, Bruyette & Woods | downgrade | Market Perform | Underperform | 2019-11-04 |
| Gabelli & Co. | upgrade | Hold | Buy | 2018-04-26 |
| Sandler O'Neill | downgrade | Buy | Hold | 2017-12-01 |
| Piper Sandler | downgrade | Buy | Hold | 2017-11-30 |
| Sandler O'Neill | downgrade | Buy | Hold | 2017-11-30 |
| Gabelli & Co. | downgrade | Buy | Hold | 2016-11-11 |
| Sandler O'Neill | downgrade | Buy | Hold | 2016-08-31 |
| Piper Sandler | downgrade | Buy | Hold | 2016-08-31 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2016-08-01 |
| Keefe Bruyette & Woods | maintain | Market Perform | Market Perform | 2016-08-01 |
| Gabelli & Co. | maintain | Buy | Buy | 2016-06-29 |
| PiperJaffray | downgrade | Overweight | Neutral | 2015-10-29 |
| Piper Sandler | downgrade | Overweight | Neutral | 2015-10-29 |
| Guggenheim | downgrade | Buy | Neutral | 2015-07-13 |
| Keefe Bruyette & Woods | maintain | Market Perform | Market Perform | 2015-05-01 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2015-05-01 |
| Keefe Bruyette & Woods | maintain | Market Perform | Market Perform | 2015-01-30 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2015-01-30 |
| FBR Capital | maintain | Market Perform | Market Perform | 2014-10-06 |
| Keefe Bruyette & Woods | downgrade | Outperform | Market Perform | 2014-01-02 |