$18.68
0.12 (-0.64%)
Last updated: Apr 16, 2026 00:32
Fundamentals Overview
First Commonwealth Financial Corporation is near the high of its 52-week range with premium valuation, trading relatively flat today.
Valuation premium
Intrinsic value (DCF)
+42.2% upside vs price
Profitability
Risk (Beta)
0.75 — lower vol
Earnings & growth
BullzEye Analysis
Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +42.2% upside vs price · Analyst grade: A- · 3M vs S&P 500: +7.9% · 3M vs Financial Services sector: +14.2%
Pressures (Sell):
Sentiment weakening (5 downgrades)
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: A-. Recent institutional grades: majority downgrades. Current institutional positions: Buy: 1, Equal Weight: 2, Market Perform: 8, Neutral: 3, Outperform: 9, Overweight: 7.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $26.55; current price is $18.68. That’s a +42.2% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 12.71 |
| DCF value (model) | $26.55 (42.2% upside) |
| PEG (TTM) | 1.86 |
| P/B (TTM) | 1.24 |
| P/S (TTM) | 2.62 |
| P/FCF (TTM) | 11.09 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.37 |
| Quick Ratio (TTM) | 0.37 |
| Cash Ratio (TTM) | 0.37 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 20.88% |
| Gross margin (TTM) | 67.6% |
| Operating margin (TTM) | 27.19% |
| Debt to equity (TTM) | N/A |
Latest News
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for FCF.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2026-01-29 |
| Raymond James | upgrade | Market Perform | Outperform | 2026-01-07 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2025-05-02 |
| RBC Capital | maintain | Outperform | Outperform | 2025-05-01 |
| Stephens & Co. | maintain | Overweight | Overweight | 2025-02-06 |
| DA Davidson | maintain | Buy | Buy | 2025-01-30 |
| RBC Capital | maintain | Outperform | Outperform | 2025-01-30 |
| Stephens & Co. | maintain | Overweight | Overweight | 2025-01-29 |
| RBC Capital | maintain | Outperform | Outperform | 2025-01-08 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2024-12-04 |
| Piper Sandler | maintain | Neutral | Neutral | 2024-10-31 |
| Janney Montgomery Scott | downgrade | Buy | Neutral | 2024-07-29 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2024-07-25 |
| RBC Capital | maintain | Outperform | Outperform | 2024-07-25 |
| Piper Sandler | maintain | Neutral | Neutral | 2024-07-25 |
| RBC Capital | maintain | Outperform | Outperform | 2024-04-09 |
| Stephens & Co. | maintain | Overweight | Overweight | 2024-02-06 |
| RBC Capital | maintain | Outperform | Outperform | 2023-10-26 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2023-07-27 |
| Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform | 2023-07-26 |
| Stephens & Co. | maintain | Overweight | Overweight | 2023-07-26 |
| Stephens & Co. | maintain | Overweight | Overweight | 2023-07-25 |
| Stephens & Co. | upgrade | Equal Weight | Overweight | 2023-05-19 |
| Stephens & Co. | upgrade | Equal Weight | Overweight | 2023-05-18 |
| Raymond James | downgrade | Outperform | Market Perform | 2023-02-21 |
| Raymond James | downgrade | Outperform | Market Perform | 2023-02-20 |
| Raymond James | maintain | Outperform | Outperform | 2022-09-06 |
| Raymond James | maintain | Outperform | Outperform | 2022-09-05 |
| Stephens & Co. | downgrade | Overweight | Equal Weight | 2022-08-03 |
| Stephens & Co. | downgrade | Overweight | Equal Weight | 2022-08-02 |