COF - Capital One Financial Corporation

COF

$203.02 +0.00 (+0.00%)

Pre-Market: $205.29 +2.27 (+1.12%)

Last updated: Jul 15, 2026 09:19

52-Week Range

$205.29

$174.24 $205.29 $259.64

Fundamentals Overview

Capital One Financial Corporation is in the middle of its 52-week range with premium valuation, trading relatively flat today.

Valuation premium

P/E 39.7 P/B 1.14 P/S 1.68

Intrinsic value (DCF)

+192.1% upside vs price

Profitability

Net margin 4.3%

Risk (Beta)

1.02 — in line vol

Earnings & growth

EPS $5.17 Rev -1.5% Profit +1.9% vs prior qtr

BullzEye Analysis

Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Hold — 65% confidence Risk: Moderate Volatility — Beta 1.02. Diversify and only invest what you can afford to lose.

Supporting (Buy):

DCF +192.1% upside vs price · Analyst grade: B- · Sentiment improving (2 upgrades)

Pressures (Sell):

3M vs S&P 500: -5.7%

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$126.46B

P/E (TTM)

39.71

EPS (TTM)

$5.17

Dividend Yield

1.46%

52-Week Range

$174.24 - $259.64

Volume vs Avg

N/A

Beta

1.02

About

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, an...

Sector: Financial Services

Headquarters: US

Employees: 76,300

IPO Date: Nov 1994

Website: www.capitalone.com

Beta: 1.02 (More volatile than market)

Ratings & Grades at a Glance

Overall rating: B-. Recent institutional grades: majority upgrades. Current institutional positions: Buy: 14, Neutral: 2, Outperform: 2, Overweight: 12.

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $599.59; current price is $205.29. That’s a +192.1% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	39.71
DCF value (model)	$599.59 (192.1% upside)
PEG (TTM)	N/A
P/B (TTM)	1.14
P/S (TTM)	1.68
P/FCF (TTM)	4.38
Liquidity & enterprise
Current Ratio (TTM)	0.36
Quick Ratio (TTM)	0.36
Cash Ratio (TTM)	0.16
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	4.29%
Gross margin (TTM)	48.31%
Operating margin (TTM)	4.33%
Debt to equity (TTM)	N/A

Latest News

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Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for COF.

Analyst Sentiment at a Glance

B- Sentiment Improving

Buy 14Neutral 2Outperform 2Overweight 12

2 upgrades, 0 downgrades

Price Target Consensus

Current $205.29

Median $255.00

Consensus $254.00

Low consensus $229.00

High consensus $300.00

Stock Grades (Institutions)

Institution	Action	Previous Grade	New Grade	Date
B of A Securities	maintain	Buy	Buy	2026-07-09
TD Cowen	maintain	Buy	Buy	2026-07-07
UBS	maintain	Buy	Buy	2026-07-07
BTIG	maintain	Buy	Buy	2026-06-30
Piper Sandler	upgrade	Neutral	Overweight	2026-06-30
Truist Securities	maintain	Buy	Buy	2026-04-23
BTIG	maintain	Buy	Buy	2026-04-22
Barclays	maintain	Overweight	Overweight	2026-04-22
Morgan Stanley	maintain	Overweight	Overweight	2026-04-16
Wells Fargo	maintain	Overweight	Overweight	2026-04-09
JP Morgan	upgrade	Neutral	Overweight	2026-04-09
Goldman Sachs	maintain	Buy	Buy	2026-04-07
Evercore ISI Group	maintain	Outperform	Outperform	2026-04-06
Barclays	maintain	Overweight	Overweight	2026-04-06
Truist Securities	maintain	Buy	Buy	2026-01-27
Barclays	maintain	Overweight	Overweight	2026-01-26
BTIG	maintain	Buy	Buy	2026-01-23
Morgan Stanley	maintain	Overweight	Overweight	2026-01-20
JP Morgan	maintain	Neutral	Neutral	2026-01-12
TD Cowen	maintain	Buy	Buy	2026-01-08
Barclays	maintain	Overweight	Overweight	2026-01-06
Wells Fargo	maintain	Overweight	Overweight	2026-01-05
Keefe, Bruyette & Woods	maintain	Outperform	Outperform	2026-01-02
Citigroup	maintain	Buy	Buy	2025-12-31
BTIG	maintain	Buy	Buy	2025-12-26
Truist Securities	maintain	Buy	Buy	2025-12-22
Citigroup	maintain	Buy	Buy	2025-10-23
Barclays	maintain	Overweight	Overweight	2025-10-22
Morgan Stanley	maintain	Overweight	Overweight	2025-10-22
JP Morgan	maintain	Neutral	Neutral	2025-10-22