COF - Capital One Financial Corporation

COF

$200.71 +0.00 (+0.00%)

Pre-Market: $206.47 +5.76 (+2.87%)

Last updated: Apr 20, 2026 12:25

52-Week Range

$206.47

$161.51 $206.47 $259.64

Fundamentals Overview

Capital One Financial Corporation is in the middle of its 52-week range with premium valuation, trending upward today.

Valuation premium

P/E 45.6 P/B 0.98 P/S 1.85

Intrinsic value (DCF)

+68.4% upside vs price

Profitability

Net margin 3.5%

Risk (Beta)

1.14 — in line vol

Earnings & growth

EPS $4.53 Rev +0% Profit -33.2% vs prior qtr

BullzEye Analysis

Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Hold — 61% confidence Risk: Moderate Volatility — Beta 1.14. Diversify and only invest what you can afford to lose.

Supporting (Buy):

DCF +68.4% upside vs price · Analyst grade: B · Sentiment improving (1 upgrade)

Pressures (Sell):

3M vs S&P 500: -15.5% · 3M vs Financial Services sector: -9.3%

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$128.41B

P/E (TTM)

45.56

EPS (TTM)

$4.53

Dividend Yield

0.77%

52-Week Range

$161.51 - $259.64

Volume vs Avg

N/A

Beta

1.14

About

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time ...

Sector: Financial Services

Headquarters: US

Employees: 76,300

IPO Date: Nov 1994

Website: www.capitalone.com

Beta: 1.14 (More volatile than market)

Ratings & Grades at a Glance

Overall rating: B. Recent institutional grades: majority upgrades. Current institutional positions: Buy: 12, Neutral: 3, Outperform: 3, Overweight: 12.

Financial story & AI narrative

Open this tab to load the financial story.

Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $347.63; current price is $206.47. That’s a +68.4% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	45.56
DCF value (model)	$347.63 (68.4% upside)
PEG (TTM)	N/A
P/B (TTM)	0.98
P/S (TTM)	1.85
P/FCF (TTM)	4.63
Liquidity & enterprise
Current Ratio (TTM)	0.15
Quick Ratio (TTM)	0.15
Cash Ratio (TTM)	0.12
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	3.54%
Gross margin (TTM)	47.33%
Operating margin (TTM)	3.29%
Debt to equity (TTM)	N/A

Latest News

News loads when you open this tab.

Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for COF.

Analyst Sentiment at a Glance

B Sentiment Improving

Buy 12Neutral 3Outperform 3Overweight 12

1 upgrade, 0 downgrades

Price Target Consensus

Current $206.47

Median $271.50

Consensus $269.08

Low consensus $213.00

High consensus $300.00

Stock Grades (Institutions)

Institution	Action	Previous Grade	New Grade	Date
Morgan Stanley	maintain	Overweight	Overweight	2026-04-16
Wells Fargo	maintain	Overweight	Overweight	2026-04-09
JP Morgan	upgrade	Neutral	Overweight	2026-04-09
Goldman Sachs	maintain	Buy	Buy	2026-04-07
Evercore ISI Group	maintain	Outperform	Outperform	2026-04-06
Barclays	maintain	Overweight	Overweight	2026-04-06
Truist Securities	maintain	Buy	Buy	2026-01-27
Barclays	maintain	Overweight	Overweight	2026-01-26
BTIG	maintain	Buy	Buy	2026-01-23
Morgan Stanley	maintain	Overweight	Overweight	2026-01-20
JP Morgan	maintain	Neutral	Neutral	2026-01-12
TD Cowen	maintain	Buy	Buy	2026-01-08
Barclays	maintain	Overweight	Overweight	2026-01-06
Wells Fargo	maintain	Overweight	Overweight	2026-01-05
Keefe, Bruyette & Woods	maintain	Outperform	Outperform	2026-01-02
Citigroup	maintain	Buy	Buy	2025-12-31
BTIG	maintain	Buy	Buy	2025-12-26
Truist Securities	maintain	Buy	Buy	2025-12-22
Citigroup	maintain	Buy	Buy	2025-10-23
BTIG	maintain	Buy	Buy	2025-10-22
JP Morgan	maintain	Neutral	Neutral	2025-10-22
Barclays	maintain	Overweight	Overweight	2025-10-22
Morgan Stanley	maintain	Overweight	Overweight	2025-10-22
JP Morgan	maintain	Neutral	Neutral	2025-10-07
UBS	maintain	Buy	Buy	2025-10-07
Barclays	maintain	Overweight	Overweight	2025-10-06
Evercore ISI Group	maintain	Outperform	Outperform	2025-09-30
Morgan Stanley	maintain	Overweight	Overweight	2025-09-29
Truist Securities	maintain	Buy	Buy	2025-09-12
Truist Securities	maintain	Buy	Buy	2025-07-28