COF - Capital One Financial Corporation

COF

$208.03 3.90 (-1.84%) Last updated: Jul 19, 2026 18:29

52-Week Range

$208.03

$174.24 $208.03 $259.64

Fundamentals Overview

Capital One Financial Corporation is in the middle of its 52-week range with premium valuation, trading relatively flat today.

Valuation premium

P/E 40.2 P/B 1.15 P/S 1.7

Intrinsic value (DCF)

+190% upside vs price

Profitability

Net margin 4.3%

Risk (Beta)

1.02 — in line vol

Earnings & growth

EPS $5.17 Rev -1.5% Profit +1.9% vs prior qtr

BullzEye Analysis

Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Buy — 66% confidence Risk: Moderate Volatility — Beta 1.02. Diversify and only invest what you can afford to lose.

Supporting (Buy):

DCF +190% upside vs price · Analyst grade: B · Sentiment improving (3 upgrades)

Pressures (Sell):

3M vs Financial Services sector: -5.4%

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$128.15B

P/E (TTM)

40.24

EPS (TTM)

$5.17

Dividend Yield

1.44%

52-Week Range

$174.24 - $259.64

Volume vs Avg

N/A

Beta

1.02

About

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, an...

Sector: Financial Services

Headquarters: US

Employees: 76,300

IPO Date: Nov 1994

Website: www.capitalone.com

Beta: 1.02 (More volatile than market)

Ratings & Grades at a Glance

Overall rating: B. Recent institutional grades: majority upgrades. Current institutional positions: Buy: 15, Neutral: 2, Outperform: 2, Overweight: 11.

Financial story & AI narrative

Open this tab to load the financial story.

Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $603.34; current price is $208.03. That’s a +190% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	40.24
DCF value (model)	$603.34 (190% upside)
PEG (TTM)	N/A
P/B (TTM)	1.15
P/S (TTM)	1.7
P/FCF (TTM)	4.44
Liquidity & enterprise
Current Ratio (TTM)	0.36
Quick Ratio (TTM)	0.36
Cash Ratio (TTM)	0.16
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	4.29%
Gross margin (TTM)	48.31%
Operating margin (TTM)	4.33%
Debt to equity (TTM)	N/A

Latest News

News loads when you open this tab.

Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for COF.

Analyst Sentiment at a Glance

B Sentiment Improving

Buy 15Neutral 2Outperform 2Overweight 11

3 upgrades, 0 downgrades

Price Target Consensus

Current $208.03

Median $255.00

Consensus $254.00

Low consensus $229.00

High consensus $300.00

Stock Grades (Institutions)

Institution	Action	Previous Grade	New Grade	Date
JP Morgan	maintain	Overweight	Overweight	2026-07-13
HSBC	upgrade	Hold	Buy	2026-07-13
B of A Securities	maintain	Buy	Buy	2026-07-09
TD Cowen	maintain	Buy	Buy	2026-07-07
UBS	maintain	Buy	Buy	2026-07-07
BTIG	maintain	Buy	Buy	2026-06-30
Piper Sandler	upgrade	Neutral	Overweight	2026-06-30
Truist Securities	maintain	Buy	Buy	2026-04-23
BTIG	maintain	Buy	Buy	2026-04-22
Barclays	maintain	Overweight	Overweight	2026-04-22
Morgan Stanley	maintain	Overweight	Overweight	2026-04-16
Wells Fargo	maintain	Overweight	Overweight	2026-04-09
JP Morgan	upgrade	Neutral	Overweight	2026-04-09
Goldman Sachs	maintain	Buy	Buy	2026-04-07
Barclays	maintain	Overweight	Overweight	2026-04-06
Evercore ISI Group	maintain	Outperform	Outperform	2026-04-06
Truist Securities	maintain	Buy	Buy	2026-01-27
Barclays	maintain	Overweight	Overweight	2026-01-26
BTIG	maintain	Buy	Buy	2026-01-23
Morgan Stanley	maintain	Overweight	Overweight	2026-01-20
JP Morgan	maintain	Neutral	Neutral	2026-01-12
TD Cowen	maintain	Buy	Buy	2026-01-08
Barclays	maintain	Overweight	Overweight	2026-01-06
Wells Fargo	maintain	Overweight	Overweight	2026-01-05
Keefe, Bruyette & Woods	maintain	Outperform	Outperform	2026-01-02
Citigroup	maintain	Buy	Buy	2025-12-31
BTIG	maintain	Buy	Buy	2025-12-26
Truist Securities	maintain	Buy	Buy	2025-12-22
Citigroup	maintain	Buy	Buy	2025-10-23
JP Morgan	maintain	Neutral	Neutral	2025-10-22