CBSH - Commerce Bancshares, Inc.

CBSH

$57.91 0.58 (-0.99%) Last updated: Jul 15, 2026 02:21

52-Week Range

$57.91

$46.99 $57.91 $63.15

Fundamentals Overview

Commerce Bancshares, Inc. is in the middle of its 52-week range with premium valuation, trading relatively flat today.

Valuation premium

P/E 14.7 PEG 2.58 P/B 1.96 P/S 3.82

Intrinsic value (DCF)

-3.8% downside vs price

Profitability

Net margin 26.1%

Risk (Beta)

0.58 — lower vol

Earnings & growth

EPS $3.95 Rev +7.6% Profit +0.7% vs prior qtr

BullzEye Analysis

Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Buy — 66% confidence Risk: Lower Volatility — Beta 0.58. Diversify and only invest what you can afford to lose.

Supporting (Buy):

Analyst grade: B+ · Sentiment improving (1 upgrade) · 3M vs Financial Services sector: +5%

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$8.44B

P/E (TTM)

14.66

EPS (TTM)

$3.95

Dividend Yield

1.88%

52-Week Range

$46.99 - $63.15

Volume vs Avg

N/A

Beta

0.58

About

Commerce Bancshares, Inc. functions as the parent organization for Commerce Bank, delivering a comprehensive suite of financial products and services. These offerings span retail banking, mortgage services, corporate finance, investment solutions, trust administration, and asset management, catering to both individuals and businesses across the United States. Its operational structure is divided into three principal divisions: Consumer, Commercial, and Wealth Management. The Consumer division fo...

Sector: Financial Services

Headquarters: US

Employees: 4,662

IPO Date: Mar 1980

Website: www.commercebank.com

Beta: 0.58 (Less volatile than market)

Ratings & Grades at a Glance

Overall rating: B+. Recent institutional grades: majority upgrades. Current institutional positions: Equal Weight: 13, Hold: 2, Market Perform: 5, Neutral: 9, Underweight: 1.

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

DCF vs price: DCF estimate is $55.72; current price is $57.91. That’s a -3.8% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.

Metric	Value
Valuation
P/E (TTM)	14.66
DCF value (model)	$55.72 (-3.8% vs price)
PEG (TTM)	2.58
P/B (TTM)	1.96
P/S (TTM)	3.82
P/FCF (TTM)	7.52
Liquidity & enterprise
Current Ratio (TTM)	3.58
Quick Ratio (TTM)	3.58
Cash Ratio (TTM)	0.22
Profitability
ROE (TTM)	N/A
ROA (TTM)	N/A
Revenue growth (YoY)	N/A
Net margin (TTM)	26.11%
Gross margin (TTM)	80.71%
Operating margin (TTM)	33.95%
Debt to equity (TTM)	N/A

Latest News

News loads when you open this tab.

Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for CBSH.

Analyst Sentiment at a Glance

B+ Sentiment Improving

Equal Weight 13Hold 2Market Perform 5Neutral 9Underweight 1

1 upgrade, 0 downgrades

Price Target Consensus

Current $57.91

Median $58.50

Consensus $60.17

Low consensus $57.00

High consensus $65.00

Stock Grades (Institutions)

Institution	Action	Previous Grade	New Grade	Date
Wells Fargo	maintain	Equal Weight	Equal Weight	2026-07-06
Morgan Stanley	maintain	Equal Weight	Equal Weight	2026-06-29
Piper Sandler	maintain	Neutral	Neutral	2026-06-26
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2026-05-13
Piper Sandler	maintain	Neutral	Neutral	2026-04-23
TD Cowen	maintain	Hold	Hold	2026-04-23
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2026-04-23
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2026-04-09
Wells Fargo	maintain	Equal Weight	Equal Weight	2026-03-30
Morgan Stanley	maintain	Equal Weight	Equal Weight	2026-03-02
Piper Sandler	maintain	Neutral	Neutral	2026-01-26
Piper Sandler	maintain	Neutral	Neutral	2026-01-09
TD Cowen	maintain	Hold	Hold	2026-01-07
Wells Fargo	maintain	Equal Weight	Equal Weight	2025-10-21
Piper Sandler	maintain	Neutral	Neutral	2025-10-17
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2025-10-17
Wells Fargo	maintain	Equal Weight	Equal Weight	2025-09-29
Morgan Stanley	maintain	Equal Weight	Equal Weight	2025-09-29
Wells Fargo	maintain	Equal Weight	Equal Weight	2025-07-21
Piper Sandler	maintain	Neutral	Neutral	2025-07-17
Wells Fargo	maintain	Equal Weight	Equal Weight	2025-07-10
B of A Securities	maintain	Neutral	Neutral	2025-06-24
Morgan Stanley	maintain	Equal Weight	Equal Weight	2025-06-17
Piper Sandler	maintain	Neutral	Neutral	2025-04-17
Keefe, Bruyette & Woods	maintain	Market Perform	Market Perform	2025-04-17
Wells Fargo	maintain	Equal Weight	Equal Weight	2025-04-09
Morgan Stanley	upgrade	Underweight	Equal Weight	2025-04-07
Morgan Stanley	maintain	Underweight	Underweight	2025-03-13
Wells Fargo	maintain	Equal Weight	Equal Weight	2025-01-29
Piper Sandler	maintain	Neutral	Neutral	2025-01-23