$131.66
+2.08 (+1.61%)
Last updated: Apr 16, 2026 00:31
Fundamentals Overview
Citigroup Inc. is near the high of its 52-week range with moderate valuation, trading relatively flat today.
Valuation moderate
Intrinsic value (DCF)
+54.7% upside vs price
Profitability
Risk (Beta)
1.08 — in line vol
Earnings & growth
BullzEye Analysis
Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +54.7% upside vs price · Analyst grade: B- · Sentiment improving (2 upgrades) · 3M vs S&P 500: +11.2% · 3M vs Financial Services sector: +17.5%
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: B-. Recent institutional grades: majority upgrades. Current institutional positions: Buy: 8, In Line: 2, Outperform: 8, Overweight: 12.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $203.61; current price is $131.66. That’s a +54.7% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 17.19 |
| DCF value (model) | $203.61 (54.7% upside) |
| PEG (TTM) | 1.37 |
| P/B (TTM) | 1.13 |
| P/S (TTM) | 1.37 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.48 |
| Quick Ratio (TTM) | 0.48 |
| Cash Ratio (TTM) | 0.23 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 8.48% |
| Gross margin (TTM) | 44.55% |
| Operating margin (TTM) | 11.78% |
| Debt to equity (TTM) | N/A |
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for C.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Goldman Sachs | maintain | Buy | Buy | 2026-04-15 |
| Truist Securities | maintain | Buy | Buy | 2026-04-15 |
| Barclays | maintain | Overweight | Overweight | 2026-04-15 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2026-04-15 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-04-15 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-15 |
| Wells Fargo | maintain | Overweight | Overweight | 2026-04-15 |
| Morgan Stanley | maintain | Overweight | Overweight | 2026-04-15 |
| Piper Sandler | maintain | Overweight | Overweight | 2026-04-15 |
| JP Morgan | maintain | Overweight | Overweight | 2026-04-07 |
| Goldman Sachs | maintain | Buy | Buy | 2026-04-06 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-06 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-03-27 |
| JP Morgan | maintain | Overweight | Overweight | 2026-02-09 |
| Freedom Broker | maintain | Buy | Buy | 2026-01-29 |
| RBC Capital | maintain | Outperform | Outperform | 2026-01-15 |
| Morgan Stanley | maintain | Overweight | Overweight | 2026-01-15 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-01-15 |
| Truist Securities | maintain | Buy | Buy | 2026-01-06 |
| Goldman Sachs | maintain | Buy | Buy | 2026-01-06 |
| Barclays | maintain | Overweight | Overweight | 2026-01-05 |
| Wells Fargo | maintain | Overweight | Overweight | 2026-01-05 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-12-30 |
| Truist Securities | maintain | Buy | Buy | 2025-12-18 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2025-12-17 |
| JP Morgan | upgrade | Neutral | Overweight | 2025-12-12 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-12-10 |
| Oppenheimer | maintain | Outperform | Outperform | 2025-11-19 |
| Freedom Broker | upgrade | Hold | Buy | 2025-10-21 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2025-10-17 |