$133.27
7.44 (-5.29%)
Last updated: Jul 15, 2026 04:27
Fundamentals Overview
Citigroup Inc. is near the high of its 52-week range with attractive valuation, experiencing significant downward pressure today.
Valuation attractive
Intrinsic value (DCF)
+46.2% upside vs price
Profitability
Risk (Beta)
1.09 — in line vol
Earnings & growth
BullzEye Analysis
Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +46.2% upside vs price
Pressures (Sell):
Sentiment weakening (1 downgrade)
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: C+. Recent institutional grades: majority downgrades. Current institutional positions: Buy: 6, In Line: 3, Neutral: 1, Outperform: 7, Overweight: 12, Perform: 1.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $194.82; current price is $133.27. That’s a +46.2% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 12.99 |
| DCF value (model) | $194.82 (46.2% upside) |
| PEG (TTM) | 0.51 |
| P/B (TTM) | 1.07 |
| P/S (TTM) | 1.49 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.65 |
| Quick Ratio (TTM) | 0.65 |
| Cash Ratio (TTM) | 0.16 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 11.59% |
| Gross margin (TTM) | 54.57% |
| Operating margin (TTM) | 16.09% |
| Debt to equity (TTM) | N/A |
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for C.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| UBS | maintain | Neutral | Neutral | 2026-07-07 |
| B of A Securities | maintain | Buy | Buy | 2026-07-07 |
| JP Morgan | maintain | Overweight | Overweight | 2026-07-06 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-07-06 |
| Oppenheimer | downgrade | Outperform | Perform | 2026-06-30 |
| Morgan Stanley | maintain | Overweight | Overweight | 2026-06-29 |
| Truist Securities | maintain | Buy | Buy | 2026-06-26 |
| Wells Fargo | maintain | Overweight | Overweight | 2026-06-18 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2026-05-08 |
| JP Morgan | maintain | Overweight | Overweight | 2026-04-30 |
| Wells Fargo | maintain | Overweight | Overweight | 2026-04-29 |
| Truist Securities | maintain | Buy | Buy | 2026-04-15 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2026-04-15 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-04-15 |
| RBC Capital | maintain | Outperform | Outperform | 2026-04-15 |
| Piper Sandler | maintain | Overweight | Overweight | 2026-04-15 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-15 |
| Wells Fargo | maintain | Overweight | Overweight | 2026-04-15 |
| Goldman Sachs | maintain | Buy | Buy | 2026-04-15 |
| Barclays | maintain | Overweight | Overweight | 2026-04-15 |
| Morgan Stanley | maintain | Overweight | Overweight | 2026-04-15 |
| JP Morgan | maintain | Overweight | Overweight | 2026-04-07 |
| Goldman Sachs | maintain | Buy | Buy | 2026-04-06 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-06 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-03-27 |
| JP Morgan | maintain | Overweight | Overweight | 2026-02-09 |
| Freedom Broker | maintain | Buy | Buy | 2026-01-29 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-01-15 |
| Morgan Stanley | maintain | Overweight | Overweight | 2026-01-15 |
| RBC Capital | maintain | Outperform | Outperform | 2026-01-15 |