$125.94
+1.26 (+1.01%)
Last updated: May 31, 2026 02:50
Fundamentals Overview
Citigroup Inc. is near the high of its 52-week range with attractive valuation, trading relatively flat today.
Valuation attractive
Intrinsic value (DCF)
+56.4% upside vs price
Profitability
Risk (Beta)
1.12 — in line vol
Earnings & growth
BullzEye Analysis
Our composite tilts Buy on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
DCF +56.4% upside vs price · Sentiment improving (1 upgrade) · 3M vs Financial Services sector: +10.7%
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: C+. Recent institutional grades: majority upgrades. Current institutional positions: Buy: 7, In Line: 2, Outperform: 8, Overweight: 13.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $196.92; current price is $125.94. That’s a +56.4% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 13.99 |
| DCF value (model) | $196.92 (56.4% upside) |
| PEG (TTM) | 0.72 |
| P/B (TTM) | 1.04 |
| P/S (TTM) | 1.26 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.05 |
| Quick Ratio (TTM) | 0.05 |
| Cash Ratio (TTM) | 0.05 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 9.34% |
| Gross margin (TTM) | 45.48% |
| Operating margin (TTM) | 12.79% |
| Debt to equity (TTM) | N/A |
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for C.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2026-05-08 |
| JP Morgan | maintain | Overweight | Overweight | 2026-04-30 |
| Wells Fargo | maintain | Overweight | Overweight | 2026-04-29 |
| Goldman Sachs | maintain | Buy | Buy | 2026-04-15 |
| Truist Securities | maintain | Buy | Buy | 2026-04-15 |
| Barclays | maintain | Overweight | Overweight | 2026-04-15 |
| Piper Sandler | maintain | Overweight | Overweight | 2026-04-15 |
| RBC Capital | maintain | Outperform | Outperform | 2026-04-15 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2026-04-15 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-04-15 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-15 |
| Wells Fargo | maintain | Overweight | Overweight | 2026-04-15 |
| Morgan Stanley | maintain | Overweight | Overweight | 2026-04-15 |
| JP Morgan | maintain | Overweight | Overweight | 2026-04-07 |
| Goldman Sachs | maintain | Buy | Buy | 2026-04-06 |
| Evercore ISI Group | maintain | In Line | In Line | 2026-04-06 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-03-27 |
| JP Morgan | maintain | Overweight | Overweight | 2026-02-09 |
| Freedom Broker | maintain | Buy | Buy | 2026-01-29 |
| Morgan Stanley | maintain | Overweight | Overweight | 2026-01-15 |
| RBC Capital | maintain | Outperform | Outperform | 2026-01-15 |
| Oppenheimer | maintain | Outperform | Outperform | 2026-01-15 |
| Truist Securities | maintain | Buy | Buy | 2026-01-06 |
| Goldman Sachs | maintain | Buy | Buy | 2026-01-06 |
| Wells Fargo | maintain | Overweight | Overweight | 2026-01-05 |
| Barclays | maintain | Overweight | Overweight | 2026-01-05 |
| Piper Sandler | maintain | Overweight | Overweight | 2025-12-30 |
| Truist Securities | maintain | Buy | Buy | 2025-12-18 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2025-12-17 |
| JP Morgan | upgrade | Neutral | Overweight | 2025-12-12 |