$46.08
+0.38 (+0.82%)
Last updated: Apr 22, 2026 13:53
Fundamentals Overview
Ally Financial Inc. is near the high of its 52-week range with attractive valuation, trading relatively flat today.
Valuation attractive
Profitability
Risk (Beta)
1.12 — in line vol
Earnings & growth
BullzEye Analysis
Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.
Composite Signal
Supporting (Buy):
Analyst grade: B · Sentiment improving (5 upgrades) · 3M vs Financial Services sector: +9.6%
Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.
Key Stats
About
Ratings & Grades at a Glance
Overall rating: B. Recent institutional grades: majority upgrades. Current institutional positions: Buy: 11, Equal Weight: 2, In Line: 2, Neutral: 1, Outperform: 4, Overweight: 9, Underweight: 1.
Valuation & Ratios
Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.
DCF vs price: DCF estimate is $-100.12; current price is $46.08. That’s a -317.3% gap. When the gap is large (e.g. >20%), that’s divergence; when they’re close, that’s convergence. Differences can reflect growth expectations, sector premiums, or conservative vs. optimistic assumptions. Use DCF as one input alongside technicals and sentiment.
| Metric | Value |
|---|---|
| Valuation | |
| P/E (TTM) | 10.34 |
| PEG (TTM) | 0.06 |
| P/B (TTM) | 0.92 |
| P/S (TTM) | 0.91 |
| Liquidity & enterprise | |
| Current Ratio (TTM) | 0.09 |
| Quick Ratio (TTM) | 0.09 |
| Cash Ratio (TTM) | 0.09 |
| Profitability | |
| ROE (TTM) | N/A |
| ROA (TTM) | N/A |
| Revenue growth (YoY) | N/A |
| Net margin (TTM) | 8.92% |
| Gross margin (TTM) | 48.87% |
| Operating margin (TTM) | 11.08% |
| Debt to equity (TTM) | N/A |
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Price Target, Ratings & Grades
Analyst price targets, consensus, rating snapshot, and institutional grades for ALLY.
Analyst Sentiment at a Glance
Stock Grades (Institutions)
| Institution | Action | Previous Grade | New Grade | Date |
|---|---|---|---|---|
| B of A Securities | maintain | Buy | Buy | 2026-04-10 |
| JP Morgan | maintain | Overweight | Overweight | 2026-04-09 |
| Evercore ISI Group | maintain | Outperform | Outperform | 2026-04-06 |
| Evercore ISI Group | maintain | Outperform | Outperform | 2026-02-05 |
| Truist Securities | maintain | Buy | Buy | 2026-01-26 |
| JP Morgan | maintain | Overweight | Overweight | 2026-01-12 |
| TD Cowen | maintain | Buy | Buy | 2026-01-08 |
| Evercore ISI Group | upgrade | In Line | Outperform | 2026-01-06 |
| Barclays | maintain | Equal Weight | Equal Weight | 2026-01-05 |
| Truist Securities | maintain | Buy | Buy | 2025-12-22 |
| Wells Fargo | upgrade | Equal Weight | Overweight | 2025-12-17 |
| JP Morgan | maintain | Overweight | Overweight | 2025-10-20 |
| Truist Securities | maintain | Buy | Buy | 2025-10-20 |
| TD Cowen | upgrade | Hold | Buy | 2025-10-20 |
| JP Morgan | maintain | Overweight | Overweight | 2025-10-07 |
| Keefe, Bruyette & Woods | maintain | Outperform | Outperform | 2025-10-01 |
| Evercore ISI Group | maintain | In Line | In Line | 2025-09-30 |
| Morgan Stanley | maintain | Overweight | Overweight | 2025-09-29 |
| Evercore ISI Group | maintain | In Line | In Line | 2025-09-23 |
| Citigroup | maintain | Buy | Buy | 2025-09-15 |
| Wells Fargo | upgrade | Underweight | Equal Weight | 2025-09-02 |
| Truist Securities | maintain | Buy | Buy | 2025-07-24 |
| JP Morgan | maintain | Overweight | Overweight | 2025-07-21 |
| BTIG | upgrade | Sell | Neutral | 2025-07-14 |
| JP Morgan | maintain | Overweight | Overweight | 2025-07-11 |
| Morgan Stanley | maintain | Overweight | Overweight | 2025-07-10 |
| Citigroup | maintain | Buy | Buy | 2025-07-02 |
| Truist Securities | maintain | Buy | Buy | 2025-06-13 |
| Truist Securities | maintain | Buy | Buy | 2025-04-22 |
| Wells Fargo | maintain | Underweight | Underweight | 2025-04-21 |