AFRM - Affirm Holdings, Inc. Class A Common Stock

AFRM

$77.75 0.88 (-1.13%) Last updated: Oct 13, 2026 18:02

52-Week Range

$77.75

$42.10 $77.75 $90.44

Fundamentals Overview

Affirm Holdings, Inc. Class A Common Stock is in the middle of its 52-week range with low valuation, trading relatively flat today.

Valuation low

P/E 13.8 P/B 4.98 P/S 6.23

Profitability

ROE 47.91% Net margin 45.3%

Risk (Beta)

3.79 — higher vol

BullzEye Analysis

Our composite tilts Hold on technicals (e.g. RSI, ADX, trend), fundamentals, sentiment, sector and index context, and risk.

Composite Signal

Sell

Buy

Hold — 50% confidence Risk: High Volatility — Beta 3.79. Consider smaller position size due to higher beta.

Supporting (Buy):

P/E 13.7 (value)

Pressures (Sell):

Volume below average · Beta 3.79 (elevated)

Not financial advice. For education and research only; do your own research and consider a financial advisor before investing.

Key Stats

Market Cap

$26.53B

P/E (TTM)

13.75

EPS (TTM)

N/A

Dividend Yield

N/A

52-Week Range

$42.10 - $90.44

Volume vs Avg

0.33x

33% of avg (Low)

Beta

3.79

About

Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, whic...

Sector: Financial

Headquarters: US

Website: www.affirm.com

Beta: 3.79 (More volatile than market)

Financial story & AI narrative

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Valuation & Ratios

Valuation, liquidity, and profitability metrics are consolidated here (including ratios that previously appeared in the Financials story). Trailing (TTM) vs forward-looking (e.g. DCF) is noted on each line where it matters.

Metric	Value
Valuation
P/E (TTM)	13.75
PEG (TTM)	N/A
P/B (TTM)	4.98
P/S (TTM)	6.23
Profitability
ROE (TTM)	47.91%
ROA (TTM)	14.46%
Revenue growth (YoY)	N/A
Net margin (TTM)	45.29%
Gross margin (TTM)	92.68%
Operating margin (TTM)	9.82%
Debt to equity (TTM)	1.79

Latest News

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Price Target, Ratings & Grades

Analyst price targets, consensus, rating snapshot, and institutional grades for AFRM.

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